It’s time for a heart to heart talk❤️!

Greetings!  Q and I hope you had a happy Halloween🎃, in amazing health 💪 with your Medicare insurance coverage 🏥 working properly.

The Annual Election Period is in full costume and I’m hearing from lots of clients that even the carriers are trying to trick folks into new plans.

If anyone calls and tries to switch you to new plan, watch out😱!

Thank goodness Bob called me before he agreed to be switched😌!

Halloween scene in Highlands Ranch.

Turned out it was a call center PRETENDING to be a carrier! We got everything taken care of, but it almost cost him, big time💵.

Just like marriage, and honey production🍯🐻, Medicare is a team effort.  My job is to help you deal with all the Bull🐂😂.

Karl holding up a big black bull.

If you want us to give your plan the once over BEFORE setting an appointment, shoot us an email and I’ll let you know if you actually need to book a time. We’re working through a bunch of those and we will get them ALL answered.

If you have a pressing issue that needs immediate attention, please use this email link and Gray will make sure we get it done.

If your drugs, doctors, or your plan have changed significantly, book a time on my calendar here 🗓️. No need to fill out a new drug list.

Two bottles of The Big 65 honey.

Cindy and Jared reported their honey arrived safely in Florida. I learned from last year not to send glass bottles 😬🔨 .

If you’d like some, feel free to leave us a review on Google or Facebook, Q is still filling bottles. If you were promised honey and it hasn’t arrived, please let us know.

Quantz working in the kitchen.

Even though this is my busiest time of the year, it sure is great to have Q home. My brother’s wife turned us on to Delicata squash last year.

  • Slice it thin
  • Leave in the seeds
  • Douse it a soy sauce & olive oil
  • Put it on parchment paper
  • Roast it at 375 degrees till done

You won’t be sorry! We told Lincoln not to eat too much but hey, it was Halloween!

Lincoln the kid trick or treating in a costume.

We had a great block party in the neighborhood. Everyone brought food and libations and it sure was fun to see the varmints racing about and having the time of their lives.

Neighbors having a Halloween block party on the street.

As we round the curve into the holiday season, and way too much delicious food…

Plato in the kitchen eyeing some delicious looking colorful food.

Now is the time to start thinking about heart health and the things you can do to balance out the extra delicious stuff we will soon all be eating!

(Judy got her honey, too!)

Judy holding a bottle of honey in each hand.

When it comes to heart health, cardio exercises like running often get the spotlight. However, weight lifting offers unique benefits that are just as important. Here’s a quick look at how both can boost your heart health and simple steps you can take.

And you don’t have to be a “wild thing” to do them😉!

Quantz sitting in front of a large image from the book Where the Wild Things Are.

Benefits of Weight Lifting

  1. Increases Muscle Mass: More muscle boosts your metabolism, helping with weight management.
  2. Lowers Blood Pressure: Resistance training can help reduce both systolic and diastolic blood pressure.
  3. Improves Insulin Sensitivity: This lowers your risk of type 2 diabetes, which is linked to heart issues.
  4. Enhances Heart Rate Variability: Better HRV indicates a healthier heart.

Don’t underestimate the power of laughing with a old friends like Beth. That’s really good for the heart❤️!

Nice lady with a beautiful smile laughing.

Benefits of Cardio

  1. Strengthens Heart and Lungs: Improves overall aerobic capacity and circulation.
  2. Burns Calories: Helps with weight loss and maintenance.
  3. Reduces Stress: Cardio releases endorphins, boosting mood and reducing anxiety.
  4. Manages Cholesterol: Can raise good cholesterol (HDL) and lower bad cholesterol (LDL).

Even though I’m super busy with the Annual Election Period, Plato and I make it a habit to walk daily (and to drop a stone each time we summit the Bluffs to give thanks for living!)

A large cairn.

Both weight lifting and cardio are essential for heart health. By incorporating both into your routine and making small lifestyle changes, you can enhance your cardiovascular fitness and overall well-being. Consistency is key, so find what you enjoy and stick with it!

Talk about finding what you like, Alex and his wife love to travel and explore amazing places. These two travelers visited the salt water lakes in Kyrgyzstan. They are DEFINITELY getting honey for visiting a country Q is now eager to explore!

Alex holding a hawk on his arm with his wife by his side.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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