Avoid these rookiešŸ™€ MedicarešŸš‘ MistakesšŸ’øšŸ¤­!

Greetings and may this blog find you in amazing health šŸ’Ŗ with your Medicare insurance coverage šŸ„ working properly.

Plato says he’s pretty excited about the 12 inches of snow we received. He loves the snow!

Plato playing in the Colorado snow.

For Medicare questions, quotes, or quandaries, emailĀ Gray@TheBig65.comĀ orĀ book a time on my calendarĀ and weā€™ll get it sorted.

It’s been a delight catching up with so many of you these past few weeks but it sure has been a challenge staying on schedule. I’ve been doing ice baths every morning at 4:30 AM to get ready for the day. It’s supposed to be great forĀ metabolic health. I’ll keep you posted on my numbers!

Karl sitting in an ice bath in his backyard covered with snow.

Hard to believe, a week ago, it was beautiful and sunny. Q was raking leaves.

Q raking leaves in Colorado.

I was prepping candy boards just as the snow warnings came.

Karl working on candy boards.

It seems like every year, the process gets a little easier. But…

You have to pay attention to the details (like adding a bit of vinegar to prevent mold).

A candy board in the backyard.

If you don’t pay attention to details, the hives will perish and you don’t get honey.

A hot stove in the kitchen.

If you don’t pay attention to the Medicare details, bad things can happen.

Did you know that Medicare won’t always pay for ambulances?

Karl in his beekeeping suite.

Client Judy in Denver shared the story of a neighbor who had to pay the full cost of her ambulance. Turns out, if it’s not a life threatening emergency, you may get stuck with the bill.

Beautiful view of the sun.

Medicare will not pay for ambulance services if:

1. It’s Not a Medical Emergency:Ā  Medicare only covers ambulance rides when itā€™s necessary for your health. If you could safely travel by another method, they wonā€™t pay.

2. No Doctorā€™s Order for Non-Emergency Rides:Ā  For planned, non-emergency ambulance rides, you need a doctorā€™s written order stating itā€™s necessary. Without it, Medicare may not cover the trip.

3. Going Farther Than Needed:Ā  Medicare pays for rides to the nearest suitable medical facility. If you go farther without a medical reason, youā€™ll pay extra.

4. No Advance Notice:Ā  In some non-emergency cases, if the ambulance company thinks Medicare wonā€™t cover the ride, they must give you an Advance Beneficiary Notice (ABN) first. If they donā€™t and Medicare denies payment, you might not have to pay for it.

Here’s the book with all the details. Buyer beware!

Nicholas in the Air Force.

Our son Nicholas just finished his first tour of duty in the Air Force stationed in Britain. We can’t wait to see him.

Becky and Joe with a jar of honey from The Big 65 bees.

Thanks to Becky and Joe for the Google review. They live around the corner so I was able to drop off their honey the day before the storm.

We still have plenty so feel free to leave us a review onĀ GoogleĀ orĀ Facebook. If you were promised honey and it hasn’t arrived, please let us know.

A nice lady holding a birthday cake.

Happy 66th to this young lady (her husband said they had to use the previous year’s candlesšŸ˜‚). I accidentally deleted the sender’s namešŸ˜…, so please send me your name and you’ll get honey as well!

A nice lady in front of red rocks.

A big shout out to Marcia and her hubby for sending pictures of their great travel adventure…8000 miles across 15 states in their 42 foot motor home over two months, Florida to Montana. Now that’s living large, right BrucešŸ˜Š.

Sitting on an oversized chair.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help…Ā referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter,Ā forward this link.

Medicare questions or problems?

Book a time on my calendarĀ or email Gray,Ā Gray@theBig65.com.

Let us know whatā€™s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service?Ā Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance ServicesĀ does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

A jar of honey from The Big 65 Medicare Insurance Broker, Karl Bruns-Kyler.