Here’s what’s different for next yearšŸ¤”!

Greetings and may this blog find you in amazing health šŸ’Ŗ with your Medicare insurance coverage šŸ„ working properly. Are you avoiding all call center noiseā˜ ļøāš ļø?

Plato says 32 inches of snow is even better than the previous 12 and he wants more.

Plato the dog playing in the Colorado snow.

For more Medicare questions, quotes, or quandaries, emailĀ Gray@TheBig65.comĀ orĀ book a time on my calendarĀ and weā€™ll get it sorted.

I’m pleased to report our Air Force son is home for a few weeks before he redeploys to Italy. Plato is happy to have him around.

Karl's air force son being welcomed home by Plato.

Quantz is happy to have her boy home as well. Of course, she’s spoiling him and they are having as much fun as possible. They even took an Italian cooking class.

Quantz and Nick taking an Italian cooking class in the kitchen.

Me, I’m keeping my cool and trying hard to keep my head above water during this busy season.

Karl sitting in a cold plunge tub as he looks at Plato in his back yard surrounded by snow.

Here are a few of the changes coming into play for 2025:

  • The annual deductible for Part B will rise to $257, up from $240 in 2024.
  • The standard monthly premium for Medicare Part B will be $185. If you’re receiving Social Security benefits, this amount will be automatically deducted from your monthly payment.
  • Starting in 2025, there will be an annual $2,000 cap on out-of-pocket spending for prescription drugs under Part D. Once beneficiaries reach this limit, they won’t have to pay additional costs for covered medications for the remainder of the year.

At least that’s something to celebrate, right Jean?

A nice lady sitting in front of her birthday cake.

It’ll be interesting to see how the new administration deals with Medicare and Social Security, but no news yet.

As we get to the holidays, I hope you’re taking time out to enjoy time with your family. They sure grow up fast.

A man with a blue shirt enjoying a drink from a big glass.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help…Ā referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter,Ā forward this link.

Medicare questions or problems?

Book a time on my calendarĀ or email Gray,Ā Gray@theBig65.com.

Let us know whatā€™s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance ServicesĀ does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler Medicare Insurance Broker.