Are you Type 3?

Happy Veterans Day,

May this note find you in great health during the madness of the Medicare Annual Election Period. Book a time here if we still need to speak.

Despite all the noise out there distracting everybody, we have so many reasons to give thanks for all those who have served and continue to serve our great nation.

Nicholas on a jet.

Airman Nicholas doesn’t fly these bad boys. He works on the equipment that makes sure they are able to take off and land safely. He just returned from deployment in a hot spot back to his base in the UK.

He and his buddies were so excited to be photographed inside the aircraft they help keep in the skies. I sure hope you find a way to honor a Veteran in your life.

Lori the retired cross-country coach in Colorado.

This is my busiest time of the year, but no matter what, I force myself to get outside every single day to stay grounded. I met retired cross country coach Lori on the trails behind our house.

Such an impressive woman because she never stops. Lori said she doesn’t run as much as she used to and she gives herself permission to walk for parts of her run.

Adapt, modify, improvise, that’s one of the secrets to aging well.

Karl working with honey bees in his backyard.

One of the things I absolutely had to do between client calls was to prep the bee hives for winter: ten pounds of sugar, two cups of water, and a couple of pollen paddies for good measure. The hole on top allows air to circulate through the hive.

Karl being stung by bees in his backyard.

Of course, like an idiot, I didn’t quite get the neck of my suit completely zipped. This was going to be a fun video, instead I got a Darwin award running away and about 20 bee stings. Thank goodness I’m not allergic.

Phil in Ohio working on his bee hive with his grandson.

Wish I had the patience and the knowledge of client Phil in Ohio, teaching his grand varmint how to capture a swarm of bees.

Life’s great joy is interacting with the young’uns. Are you finding ways to connect with young people? That’s another secret to aging well.

Cute kid in Ohio after working with his grandfather's bees.

Of course the greatest reward of keeping bees, is honey. Congrats to Jo, Anju, Melissa, and Rosemary for correctly naming the movie and the characters our daughter and her friends dressed as for Halloween. Your honey is on the way!

One of Karl's clients receiving honey from Karl and Plato in Colorado.

We visited Sus this weekend in Fort Collins and also dropped off honey to a couple of clients. It’s always fun to see people face to face.

Another client of Karl's holding a jar of honey as Plato looks at the camera.

Honey is healthier than sugar, no doubt, but it also needs to be consumed in moderation. The topic of sugar got me reading up about diabetes.

What’s more, did you know that Alzheimer’s is sometimes referred to as Type 3 Diabetes?

Quantz in CO.

While Alzheimer’s may not involve elevated blood sugar levels like traditional diabetes, research has uncovered compelling links between insulin resistance and the development of Alzheimer’s.

This emerging concept suggests that the brain’s impaired ability to respond to insulin may contribute to the accumulation of toxic proteins and inflammation, ultimately leading to cognitive decline.

Becky and Joe each holding cold drinks on a beach in Mexico.

Understanding Alzheimer’s as Type 3 Diabetes highlights the importance of lifestyle choices and proactive measures to protect brain health.

  • Eat healthy foods.
  • Stay active.
  • Manage stress.
  • Get enough sleep.
  • Keep your mind busy.
  • Watch your weight.
  • Stay social.

These steps can help protect your brain from Alzheimer’s (Type 3 Diabetes).

Concert photo contest for The Big 65 clients and friends.
Of course, everything in moderation, right?

Colorado client of The Big 65 holding a jar of fresh honey from Karl Bruns-Kyler of The Big 65 Medicare Insurance Services.

Keep squeezing the juice out of life!

Medicare questions or problems?

Book a time on my calendar or email Gray,

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).


Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
– Robert B

Happy with my Service?
Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

New Hampshire
New Jersey
New York
North Carolina
South Carolina

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact or 1-800-MEDICARE to get information on all of your options.

The Big 65 Medicare insurance services red white and blue logo.


Annual Election Period Ends Soon

Plato is channeling how yours truly feels during the Annual Election Period which ends soon.

If you’ve already updated your Medicare coverage (or you are happy) you don’t need to do anything, but…

If you are a procrastinator, the end is near for making changes so book a time on my calendar.

PLato rests_The Big 65 Medicare Insurance Broker
It’s been a delight catching up with so many of you and updating hundreds of plans. Most people don’t change, but some do.

I’ve added extra hours so I’ll do my best to squeeze everyone in! You can see my motto below.

Plato in the snow in Colorado_The Big 65

This week, I read a fascinating article on Alzheimer’s. Many people believe if you are diagnosed, there’s nothing you can do, but this isn’t true! Studies have shown that identical twins with the same Alzheimer’s diagnosis had vastly different outcomes if they were proactive in their approach. Puzzles, diet, exercise and engagement with others make a huge difference.

It is amazing that Alzheimer’s can be slowed down and the same is true of Parkinson’s. It’s amazing how much we can affect our own lives and the lives of others with small actions.

Qs birthday in Colorado_The Big 65

We celebrated Q’s birthday yesterday. I am the luckiest guy on the planet, even after 34 years, I give thanks for this amazing woman. We’ll celebrate after the busy season ends on Wednesday.

And I’m going to feel like this!

Karl jumps for joy in Colorado_The Big 65

I’ll be super happy when I’ve taken care of every one of you!

In the meantime, feel free to forward this blog post/newsletter to friends and family with Medicare questions!  Referrals are the lifeblood of my business.

Have a great week, be safe, and call me if you need me.

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here