Boring Life😒 or Extraordinary Life😀? The Choice is Yours!

Greetings and may this blog post find you in amazing spirits, ignoring the Medicare scams and with your coverage 🏥working properly😄.

If your Medicare coverage ISN’T working, email Gray, Gray@TheBig65.com or book a time on my calendar.

March is the last month you can make changes on Medicare Advantage plans for 2025.

Look who had a birthday! Plato turned 10 🎂!

Quantz giving Plato the big black and white dog a slice of birthday cake with a candle on it.

We celebrated with fancy dog food and a couple of new toys.

Of course we love our kids but we really love our dogs, right🤣!

Quantz and Plato playing in the living room.

It seems like yesterday when Nicholas and I drove to the middle of nowhere Ohio and chose little puppy from the Old Order Mennonite breeder. Now the kids are grown and Plato is an old guy, just like us,😮. As my favorite saying goes:

Gettin’ old ain’t for sissies.

Nicholas holding a young Plato alongside a young Mennonite lady in black.

Last week, I shared the Swedish philosophy of Lagom, being content with having just enough.

This week I had the privilege of attending Certified Senior Advisor (& Ted Talk Presenter) Kelly O’Connor’s lecture on “The Longevity Lifestyle: Embrace and Nurture It in Your Life.”

Kelly O'Connor holding a microphone and clip board.

What does it take to live not just a long life, but a great one?

Kelly introduced The Ten Pillars of an Extraordinary Life, key areas that contribute to living longer, healthier, and happier lives:

A chart listing the 10 pillars of an extraordinary life.

Kelly shared actionable steps for building a lifestyle that promotes longevity, fulfillment, and overall well-being.

Purpose – A reason to get up in the morning.
Financial Well-Being – Planning ahead ensures security.
Community – Social connections improve health.
Spirituality – Faith, meditation, or reflection bring balance and peace.
Curiosity – Lifelong learning keeps the mind sharp.
Brain Health – Stimulation, diet, and exercise.
Advocacy – Taking charge of your health empowers independence.
Physical Health – Movement, nutrition, and self-care.
Mindset – A positive outlook improves resilience and happiness.
Mental Health – Stress management and self care support a fulfilling life.

Forget diet and exercise—this matters even more🛟!

Howdy and may this blog post find you in amazing health with your Medicare insurance 🏥working properly😄.

Any issues🤔with coverage?

If you’ve already called the carrier and there is no resolution, email Gray, Gray@TheBig65.com or book a time on my calendar. We’ll do our best.

We received a ton of greet feedback on scams that clients are experiencing.

A solid black dog stretching in the dirt.

Barb S had great advice:

“I find it best to NOT respond to anything that comes up on my phone📞.  Instead, I wait until I’m on my laptop where I can better investigate the issue. If it’s an email, make sure the sender is valid. Most of the times, it isn’t.”

Well-said Barb! Keep an eye out for some honey in the mail🐝📧🍯!  I give thanks for the wisdom of the tribe.

Quantz holding a black dog.

Speaking of wisdom, I heard a great Ted Talk on the secret to living longer.

Don’t worry, it doesn’t include becoming a professional dog walker🐾😃!

A man with a beard holding multiple leashes for multiple dogs that surround him.

Genetics accounts for 25% of longevity. The remaining 75% is lifestyle.

Lifestyle includes choices, like NOT bringing your cat to the dog park, right🙄! It’s way too easy to make fun of Millennials. Fortunately, this cat made it down and home safely.

People surrounding a tree looking up at a black cat near the top of the tree.

We know obesity (20%), smoking (40%), and diabetes (25%) are risk factors for an early death, but research shows that something else may be even more dangerous😧.

Closeup of a beautiful red flower.

Social Isolation increases our risk of death by 50%!  Isn’t that crazy?

Loneliness weakens the immune system, raises stress, increases heart disease, and speeds up cognitive decline. Health experts are finally sending out the alarm that we need to turn the tide and add more social connection to our lives.

Wanna know how to stay in the game🤨?

A man kicking a ball as a lady watches.

The cure is surprisingly simple:  regular face to face interactions.

Saying hello to others, petting dogs, and doing good deeds release neurotransmitters which strengthen the immune system, reduce stress, and promote overall well-being.

Daily personal connections also keep you away from Mictlantecuhtli, the Aztec god of death and the underworld. You do NOT want to hang out with this dude!

A brown statue of Mictlantecuhtli, the Aztec god of death and the underworld.

Joy and connection can come from daily low stakes interactions. By getting out of the house, we can connect with others and it often inspires curiosity.

Plus you get to buy churros!

Karl holding a white bag.

Here are some ideas! 😊

  • Wave or nod to neighbors.
  • Make small talk in line at the store.
  • Compliment strangers. You’ll make their day!
  • Strike up a dog talk.
  • Join a class or club.
  • Offer a helping hand.
  • Make a quick call.
  • Say hi to your mail carrier or delivery driver.
  • Go to a local café and chat with regulars.
  • Attend a community event and introduce yourself.
  • Ask for a recommendation.
  • Start with a light joke.

Let us know one thing you tried this week and we’ll send you honey! Plato loves to stay connected!

Plato the big black and white dog.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@TheBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65, the nationally recognized Medicare insurance expert.

Let’s keep moving people🚶‍♂️👨‍🦼🏃‍♀️!

Greetings and may this blog find you in amazing health with your Medicare insurance coverage 🏥 working properly and the holidays 🎅🕎🕯️coming round the corner fast!

Thank goodness the Annual Election Period ended last Saturday🎉 . It was a pleasure catching up with so many people all over the country.

  • If you have a Medicare supplement plan, we can shop premiums any month of the year (if you are in good health🥗🍎💪🌿✨).
  • If you have a Medicare Advantage Plan, there is an Open Election Period from January 1st till March 31st where you are still able to make one change.

Book a time on my calendar or email Gray, Gray@theBig65.com for after the 1st. Plato is happy for the extra attention and his own Advent calendar!

Quantz setting up the Advent calendar as Plato looks on.

Here’s how I felt after the Election Period ended 😊😌, happy and grateful for so many amazing clients.

Karl with his arms outstretched towards a blue sky.

Norman just turned 92, the dad of one my college friends I follow on Facebook. This guy is still active and engaged. I’m guessing the reason why is he never stops moving.

92 year old Norman with a Burger King crown on his head.

Regular movement is one of the most powerful ways to enhance your health and extend your life.  Here’s why:

Exercise strengthens your heart, improves circulation, and lowers blood pressure, reducing the risk of heart disease.

Mary in Tennessee belongs to group of Contra Dancers, a style of folk dancing that builds and is fun.

A group of Contra dancers dancing in Tennessee.

Regular movement helps prevent conditions like diabetes, obesity, and arthritis.

It doesn’t have to be fancy. My father-in-law, Tom, walks every morning. Our Airman Nicholas visited his grandfather before he returned overseas and reported “Pops” to be in great health.

Nicholas and his father looking at the camera together.

Physical activity promotes neurogenesis (growth of new brain cells) and reduces the risk of cognitive decline. My buddy Steve just returned from climbing glaciers in Ecuador. That’s a bit more than I’m willing to do but the point is clear:

Keep trying new things. Keep challenging yourself.

Mountain climbers on a snowy mountain.

Exercise stimulates the release of endorphins, improving mood and combating stress or depression.  After the Election Period ended, Plato and I spent an afternoon in the mountains exploring. It was just great to be outside!

Plato the dog looking out a front car window.

Studies show that people who are regularly active live longer and healthier lives. Make movement a habit—whether it’s walking, yoga, working in the yard, or just climbing steps, every step counts toward a healthier, longer life!

Of course there’s nothing wrong with relaxation either. Here’s to quality time with the ones you love!

A tall Christmas tree in a living room.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Prepare to be amazed!

Happy New Year!  Prepare to be amazed!

May this blog post find you in great health with your Medicare coverage working properly.

Is your 2024 off to a good start?

Q wasted no time getting Max and me to take down the Christmas tree while she packed up the ornaments.

It’s actually nice to have the open space again and Plato doesn’t seem to mind.

Quantz and Max take down the Christmas tree.

Hopefully your Medicare coverage is in good shape for 2024 but feel free to book a time on my calendar if you need help or reach out to my admin, Gray.

Just be sure to avoid all the Medicare commercials and the call centers. Remember, that’s why I’m here!

Karl tending to his bee supplies in the kitchen.

Despite a chilly winter here in Colorado, the bees have been incredibly busy. I had to refill both sugar boards and add new pollen paddies to the hives. Keep your fingers crossed the girls make it through the winter!

Bob and Sue tell me they’re counting on more honey for next year as well!

Bob and Sue holding a jar of honey from The Big 65 Medicare Insurance Services.

My favorite part of the holidays is always spending time with family and friends. We had a great time with Jeff and Vicki’s grand varmints playing spirited games of Jenga that always ended in glorious destruction.

Jeff and Vicki's grandchild playing Jenga.

So now that we have a few months of cold and dark to get through before spring, I’d like to remind you why life has never been better!

Now before you shout “not true,” let me absolutely confirm there are plenty of problems, but according to most measurable metrics, life on the planet is improving in dozens of measurable ways.

Remember, the media makes its money making us angry, interested, and upset and not by pointing out what’s going well. Therefore, it’s up to each of us to look for and build on the good every day.

Here are just a few of the remarkable accomplishments this year has seen.

Plato and friend playing together in the green grass.

Global health: numerous countries achieved disease elimination milestones. Egypt eradicated hepatitis C, formerly the world’s highest-burdened country. The Maldives triumphed over leprosy, while Bangladesh conquered both black fever and elephantiasis.

Niger led the way in Africa by eliminating river blindness, joined by Benin, Mali, and Iraq in eliminating trachoma. Timor-Leste, Bhutan, and North Korea celebrated the eradication of rubella, and Ghana achieved victory over sleeping sickness. Additionally, Azerbaijan, Tajikistan, and Belize successfully eliminated malaria.”

(Lest we forget the small things, Deb spent time with her amazing son 😊)

Deb and son together.

In 2023, European cancer deaths dropped by 6.5% for men and 3.7% for women compared to 2018.

The United States saw a one-third reduction in cancer deaths over three decades.

Australia reported fewer skin cancers among those under 40. Promising advances were made in treating colon, skin, bladder, and cervical cancer.

Pfizer pledged to provide patented cancer drugs at cost to 1.2 billion people in low-income countries.

(And equally amazing, Italy allows dogs in the grocery stores 😲🌟!)

Cute dog in store.

Obesity affects over 70% of US adults and more than half of Europe. New treatments like Ozempic and Wegovy not only promote substantial weight loss but also lower the risk of heart failure, heart attacks, and strokes. This year’s breakthrough confirms that these drugs can indeed protect the health of people with obesity.

(Partially amazing? My little brother is still taking ice baths through the winter ❄️😱!)

Haas takes a cold plunge.

UNICEF says there are 50 million more girls in school today compared to 2015. Completion rates for girls have also gone up, from 86% to 89% in primary school and from 54% to 61% in high school. Additionally, five million more girls now complete all levels of education each year compared to seven years ago.

(Impressively, Karin and Ken celebrated 45 years together, well done 🎉🥳🎈!)

Karin and Ken share a meal together.

Something good for everyone:

Early data shows a remarkable 13% drop in murder rates for 2023, one of the biggest annual declines ever. Almost every major crime category, except auto theft, has also decreased. Violent crime is now at its lowest point in over 50 years, while property crime is at its lowest since the 1960s. Additionally, the country’s prison population is down 25% from its 2009 peak, with many states, including New Jersey and New York, reducing their prison populations by over 50% in the past decade.

What’s the most amazing fact of all?

Steve and Jo together.

Steve and Jo celebrating 51 and half years together (plus they’ve visited over 50 National Parks) and they were kind enough to share their adventure with all of us. Through thick and thin they continue to be there for each other 🎉🥳🎈!

So remember the next time your phone or the TV tries to make you angry, look for the good, be kind to someone else, and give thanks for being above ground!

Quantz works on puzzle.

Keep squeezing the juice out of life and look for ways to help others!

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Blue, red, and white logo for The Big 65 Medicare insurance broker.

Can you balance on one leg for 10 seconds?

May this blog post find you in good health with your Medicare Insurance working properly.

Question:  Can you balance on one leg for 10 seconds …?  Read on …

We keep hearing rumors about Spring, but it’s still cold and windy in Colorado when we go for walks!

Plato of The Big 65 Medicare Insurance in Colorado

While out with Plato in the backyard yesterday, I happened to have a pizza crust in my hand (of course I was eating pizza ) and decided to test his balance.

Even though he is eight years old he is incredibly agile. 

Karl Bruns-Kyler of The Big 65 balancing on one leg in Colorado.

If you’ve been reading this newsletter for a while, you know I’m a health nut (my wife Q says I’m just a nut).

Regardless, I am obsessed with staying healthy because I have so many healthy clients who inspire me to be active and to follow their examples.

Nice lady balancing on one leg - The Big 65 Colorado.

According to a recent news article, twenty percent of older Americans are unable to balance on one leg for 10 seconds and “that inability to balance was associated with a twofold risk in death in the next ten years.”

Karen petting her dog_The Big 65 Colorado.

Brisk walking, house cleaning, yoga … there are lots of ways to build balance. The bottom line – DON’T STOP MOVING – add a little movement to your everyday routines…  Just promise you won’t get on the roof to clean the gutters !!!

Karen who is a new client of The Big 65 Colorado.

New client Karen stays healthy walking her dog but she also has an electric scooter (see the helmets?). She enjoys riding alongside her grandson when he’s on his electric motorcycle.

Remember, there are many ways to improve your balance, see the article.

Northern Lights as seen from North Dakota_The Big 65.

I’ve seen stories that the Northern lights were visible in North Dakota and even in North Carolina last week, did any of you all see them? Please send pictures if you did.

Haas holding fish for The Big 65 Virginia.

Even though it’s cold here, my little brother Haas keeps sending fishing pictures from the Shenandoah Valley where we grew up. Haas loves to be outside!
Father of Mike at Hiroshima_The Big 65 Colorado.Thanks to client Mike for sending this amazing picture of his father standing in Hiroshima. Mike’s father felt the call to serve our nation. He fought in the Philippines and inspired Mike and his older brother to serve, one in Korea, one in Vietnam. Nobody likes war but we are so grateful for their service.

That’s it for this week. Keep squeezing the juice out of life.

Remember, referrals are the lifeblood of my business!

If you are having Medicare questions or problems, email Gray,  Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here


As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
-Robert B

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Minnesota
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Minnesota Medicare insurance agent Karl Bruns-Kyler of The Big 65 Minnesota.

 

One Key To Longevity

As a Medicare Insurance Broker, I have the privilege of working with retirees all over the US.

Some are thriving; some are struggling. One thing that everyone wants? Good health.

One of the simplest things we can do to improve our health is stay physically active.

Small steps over a long period of time can have a hugely positive impact on our health.

Walking, balance exercising or even light housework counts as physical exercise.

So look for simple achievable options you can perform daily to stay in motion and to feel better.

And if you have Medicare Insurance Questions, book a time on my calendar here.