Published on July 17, 2026

Wanna reduce your risk of dementia by 24% and be healthier?

Hey there …. may this blog find you well, surviving the heat, and with your Medicare health insurance making you smile.

Do any of your friends need help reviewing Medicare options🤔?

Email Gray@TheBig65.com or book a time on my calendar because referrals truly are the lifeblood of my business. Plus we’ll send you a Starbucks card for anyone who books an appointment☕🎁💳.

Nobody likes the fires out west but the sunsets sure are pretty. Plato and I are taking our walks late at night and early in the morning.

Plato the big black and white dog with the sun in the background.

My wife Quantz has been volunteering at the Denver Zoo. They’ve been working her hard. Her goal is to get through all the scut work so that eventually they will let her work with the animals🐻‍❄️🦍🦁.

As you know, “gettin’ old ain’t for sissies,” and it requires constant adaptation to get the most out of life. One of the simplest adaptations you may want to consider is getting your shingles vaccination.

The Big 65 Medicare Insurance Services

A large study of more than 500,000 older adults found that receiving the shingles vaccine was associated with a 24% lower relative risk of developing dementia over four years.

The research does not yet prove that the vaccine prevents dementia, but it adds to growing evidence that protecting yourself from shingles may also help protect your brain.

We’ve been teaching our French visitor about the power of American burgers! I’m not sure my famous pretzel bagel burger is protecting him from memory loss, but Justin will definitely remember his adventure in the US.

Justin eating a huge hamburger.

The Shingrix shingles vaccine is $0 with both:

  • MAPD plans that include Part D drug coverage
  • Standalone Part D prescription plans
    x

There is no deductible, copay or coinsurance for either of the two recommended doses, provided it is processed through the plan’s Part D benefit, usually at an in-network pharmacy.

A Medicare Advantage plan without Part D coverage would not automatically include this protection. Original Medicare Part B does not cover the shingles vaccine.

We went to one of the local free concerts nearby and saw this lady and her dog rockin’!

Medicare insurance broker.

As your independent Medicare Insurance broker, it’s important to remember that I am NOT a doctor (nor do I play one on TV), but I spend every working day talking with Medicare clients and retirees.

Here’s what I’ve learned:

  • Do your homework
  • Find a doctor you like
  • Stay engaged
  • Keep asking questions
  • Always look at the data
  • Review your coverage annually
    x

Life is short, even if we live to be one hundred. Connect with the people you love, stay busy, and always look for ways to help others and do ignore the noise.

Karl and Justin looking at the camera with the mountains in the distance behind them.

Keep asking,  “What’s the next big thing?”

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in over thirty states from around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Mississippi
Missouri
Montana
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
South Dakota
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Services.

 

Not Sure Which Medicare Plan Is Right for You?

Medicare is complicated, but you do not have to figure it out alone. With over 20 years of experience, Karl Bruns-Kyler can help you compare plans, avoid costly mistakes, and find the coverage that fits your needs and budget.

Call (877) 850-0211

Or schedule a free consultation at a time that works for you.

Schedule a Free Consultation

There is never a charge for my services. Your premium is the same whether you work with me or go direct.

Disclaimer: We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

About the Author

Karl Bruns-Kyler is a licensed independent Medicare insurance broker with over 20 years of experience helping clients make confident, informed healthcare decisions. Based in Highlands Ranch, Colorado, Karl works with Medicare recipients across more than 30 states, offering personalized guidance to help them avoid costly mistakes, find the right coverage, and maximize their benefits. Connect on LinkedIn