Colorado Medicare insurance broker Archives

When Grief Knocks, Here’s How to Open the Door 🚪🌅🕊️

Howdy! May this note find you happily above ground🪦😉, with your Medicare insurance coverage🏥working well😄.

The Open Election Period to change Advantage plans ends Monday, thank goodness!

Hopefully, some of the illegal telemarketers📞promising benefits you’re not eligible for will go away… for a while🤞.

Now if your Medicare coverage ISN’T working, or you’d like to shop or review your plan, email Gray, Gray@TheBig65.com or book a time on my calendar.

Plato would like to remind everyone there is always road work ahead😆and we are happy to help.

Spring🌻has finally sprung in our neck of the woods. The bees 🐝are doing good work.

We’ll be sending honey 🍯 to all those who’ve recently referred friends or have given us a Google review. That includes Susan M, Ann H, Sharon T, Marjorie P, Ted C, Sarah K, and Kathy G.

If we owe you honey for a review or a referral, PLEASE email Gray.

This week, I’m sharing a photo from high school that means the world to me.

It’s a shot of me, my best friend Luke Jr, and our dads, taken during the last week of our Senior year.

After leaving the Shenandoah Valley and building lives in different places, our friendship never faded—and watching our fathers become close was one of life’s unexpected gifts.

This week, I heard about a young’un whose best friend passed away completely unexpectedly. There is nothing sadder than when a young person predeceases his parents.

It reminded me how deeply we can love and how devastating loss can be—no matter your age.

Grief is the price we pay for loving deeply. And it comes in waves, with tears and with laughter.

Whether you’re dealing with the loss of a friend, a parent, a partner, or even a beloved pet, grief has no timetable. Here are a few thoughts that might help:

Acknowledge the pain
Don’t rush to “get over it.” Grief is real and deserves your attention.
Let memories surface
Looking at photos, sharing stories, or simply sitting in silence can be healing.
Connection heals
Talking to others who’ve experienced loss reminds us we’re not alone. Community matters.
Grieve in your own way
There’s no right way to mourn. Cry, write, walk, pray, laugh at old memories—whatever helps.
Time doesn’t heal all—but it softens the edges
Over time, the sharpness of grief dulls, and love takes center stage.
Honor your loved one.
Plant a tree, cook their favorite dish, tell their story. Let their memory keep living through you.

I keep this old photo of my late mother on my desk. Dinner with her on the Queen Mary in Long Beach in the early 1990’s.

This is the ship both she and my dad emigrated to America on separately… dad a week before World War II began from Germany, mom as a college student from the Netherlands to start a new life in 1950s America.

After dinner, we walked the ship and called my curmudgeonly father to celebrate the evening. It’s an evening I’ll never forget.

So this week, I raise a cup of coffee to the bonds that never break—even after we’re gone.

And if you’re carrying the weight of loss, just know: it’s okay to feel it, to talk about it, and to reach out for support.

Let’s be kind to ourselves and to each other and celebrate that we are still above ground.

Congratulations to Tina and Jay on their retirements and the celebration they had with family to mark a new chapter. “May the circle be unbroken.”

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@TheBig65.com.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Montana
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Pikes Peak Birding & Nature Festival 2025: A Celebration of “Prairie to Peak” Birdwatching

COLORADO SPRINGS, CO – As the Pikes Peak Birding & Nature Festival takes flight into 2025, bird enthusiasts from near and far can gear up for another exceptional experience showcasing the rich diversity of bird species along Colorado’s Front Range.

The festival’s motto, “Prairie to Peak,” perfectly captures its unique focus on the incredible habitats that span from the short-grass prairie to the forested foothills of the majestic Pikes Peak region.

The festival weekend coincides with spring migration, a time of surprises and peak birding opportunities. With the Front Range’s blend of short-grass prairies, forested canyons, and lush riparian habitats, the region provides an ideal backdrop for birdwatchers and nature enthusiasts alike. These diverse ecosystems support countless bird species, insects, and other wildlife, making the Pikes Peak Birding & Nature Festival a must-attend event.

Over the past eight festivals, participants have seen, heard, and identified an impressive 268 bird species during field trips. This accounts for 51% of the 520 species recorded in Colorado year-round. In 2024 alone, attendees recorded 200 species, representing 74.6% of the festival’s cumulative total. The 2024 festival also welcomed four exciting additions to its checklist: Marbled Godwit, Snow Goose, Clark’s Nutcracker, and Chihuahuan Raven. To date, the festival has recorded 31 warbler species, delighting birders of all experience levels.

The festival has also been host to rarities, including White Ibis, Summer Tanager, Hepatic Tanager, Northern Saw-whet Owl, Flammulated Owl, Canada Jay, Scissor-tailed Flycatcher, and Field Sparrow. While these species may not appear every year, the possibility of encountering such rare birds makes each festival a thrilling adventure.

Whether you are a seasoned birder or just beginning your journey into birdwatching, the Pikes Peak Birding & Nature Festival offers something special for everyone. Mark your calendars for May 2025 and join your fellow Colorado birders!

For more information, visit www.pikespeakbirdingandnaturefestival.org.

Karl Bruns-Kyler is the owner of The Big 65, an insurance company that provides Medicare insurance services to Colorado. The Big 65 is based in Highlands Ranch, right outside of Denver, where Karl lives with his family. Karl’s role as a health insurance broker is to match Medicare beneficiaries with the ideal Medicare plan at the lowest price. For more information, visit The Big 65 Colorado.

Are you Type 3?

Happy Veterans Day,

May this note find you in great health during the madness of the Medicare Annual Election Period. Book a time here if we still need to speak.

Despite all the noise out there distracting everybody, we have so many reasons to give thanks for all those who have served and continue to serve our great nation.

Airman Nicholas doesn’t fly these bad boys. He works on the equipment that makes sure they are able to take off and land safely. He just returned from deployment in a hot spot back to his base in the UK.

He and his buddies were so excited to be photographed inside the aircraft they help keep in the skies. I sure hope you find a way to honor a Veteran in your life.

This is my busiest time of the year, but no matter what, I force myself to get outside every single day to stay grounded. I met retired cross country coach Lori on the trails behind our house.

Such an impressive woman because she never stops. Lori said she doesn’t run as much as she used to and she gives herself permission to walk for parts of her run.

Adapt, modify, improvise, that’s one of the secrets to aging well.

One of the things I absolutely had to do between client calls was to prep the bee hives for winter: ten pounds of sugar, two cups of water, and a couple of pollen paddies for good measure. The hole on top allows air to circulate through the hive.

Of course, like an idiot, I didn’t quite get the neck of my suit completely zipped. This was going to be a fun video, instead I got a Darwin award running away and about 20 bee stings. Thank goodness I’m not allergic.

Wish I had the patience and the knowledge of client Phil in Ohio, teaching his grand varmint how to capture a swarm of bees.

Life’s great joy is interacting with the young’uns. Are you finding ways to connect with young people? That’s another secret to aging well.

Of course the greatest reward of keeping bees, is honey. Congrats to Jo, Anju, Melissa, and Rosemary for correctly naming the movie and the characters our daughter and her friends dressed as for Halloween. Your honey is on the way!

We visited Sus this weekend in Fort Collins and also dropped off honey to a couple of clients. It’s always fun to see people face to face.

Honey is healthier than sugar, no doubt, but it also needs to be consumed in moderation. The topic of sugar got me reading up about diabetes.

What’s more, did you know that Alzheimer’s is sometimes referred to as Type 3 Diabetes?

While Alzheimer’s may not involve elevated blood sugar levels like traditional diabetes, research has uncovered compelling links between insulin resistance and the development of Alzheimer’s.

This emerging concept suggests that the brain’s impaired ability to respond to insulin may contribute to the accumulation of toxic proteins and inflammation, ultimately leading to cognitive decline.

Understanding Alzheimer’s as Type 3 Diabetes highlights the importance of lifestyle choices and proactive measures to protect brain health.

Eat healthy foods.
Stay active.
Manage stress.
Get enough sleep.
Keep your mind busy.
Watch your weight.
Stay social.

These steps can help protect your brain from Alzheimer’s (Type 3 Diabetes).

Of course, everything in moderation, right?

Keep squeezing the juice out of life!

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
– Robert B

Happy with my Service?
Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

Are you really prepared for this?

May this Medicare blog post find you in great health with your Medicare Insurance working properly. Hey, are you really prepared for this? Read on …

No, the Bruns-Kylers were not auditioning for the new Star Trek TV show (clearly, I got the colors wrong ). Q and I took Santiago and Florence up into the Rockies to go rafting and hiking.

Before you are allowed in the raft on the Roaring Forks River, you have to do emergency training, just in case something goes wrong.

Emergency preparedness is essential when you’re hiking too: good boots, gear, a map, and plenty of water.

Oh, and don’t get too close if you run into a baby moose, right?

But the same goes for life at home. We never know what’s going to happen! Look at all the crazy weather!

Neighbors Nancy and Steve showed me this picture of a beaver who ate through one of the fences in our neighborhood this week. We live up on a hill, far from any streams and lakes… who would’ve ever expected this to happen?

This got us talking about emergencies and how unprepared we are for most emergencies.

Now, it is nice to have a bit of honey in the backyard (showing the bees to the neighbor’s grandson) if I can’t get to the store.

But if the power went out for a few days, or the infrastructure went down due to crazy weather, would you be ready?

Most of us don’t have a printed list of our family phone numbers, an extra week of medication, or a week’s worth of water in the garage, just in case.

Let me know how you are prepared, and if you’re not, consider visiting the ready.gov website to do little a planning.

Like the Scouts, be prepared!

Nick and Annie are missing the rain in Colorado, hanging with grandchildren back east, going to baseball games and graduations. Looks like they are having fun!

Barry was off to bike night on his 2008 Kawasaki Vulcan 1500 Classic. He added a Harley front fender, headlight, and windshield and painted it to match. I know nothing about motorcycles, but I would say Barry is definitely styling.

Plato was bummed that we didn’t take him to the mountains (sometimes we must remind him that he is actually a dog).

The neighbors came over and gave him plenty of love and I wouldn’t be surprised if Plato convinced Sally to give him a scone.

Joe and Becky are on the road again.

They are currently exploring Turkey and Greece, safe travels!

That’s it for this week; keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Michigan
Minnesota
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

We got a scare on Thursday!

May this blog post find you in great health with your Medicare Insurance working properly.

This week, the universal truth came home to roost:

If you live long enough, you’re gonna get old, naturally…

We got a scare on Thursday!

Over breakfast, Quantz casually mentioned seeing floating objects in her eye and a shadow in her peripheral vision.

Since I actually love my wife, I immediately looked up the symptoms on WebMd and called our eye doctor who said, “get her into a specialist NOW!”

That got my attention.

Our ophthalmologist diagnosed the problem: vitreous detachment (thank goodness NOT retina detachment). Normally, this particular condition goes away on its own.

Talk about relief!

As the son of two hypochondriacs who enjoyed poor health for years, I’ve always tended to avoid doctor visits at all costs, and that’s not always a good thing.

If you experience sudden noticeable changes in your vision, see a doctor immediately. Here’s an article on when to see an eye doctor.

Had a fascinating conversation with Cathy in Ohio about Prolia, the bone density injection many clients take for Osteoporosis.

This is one of those excellent drugs that is expensive as sin so I get lots of calls about this topic. Cathy inspired me to get on the phone with Amgen to get clarity.

According to Gabby in the Amgen 360 Navigation Department, the makers of Prolia, here are some things to be aware of if your healthcare practitioner prescribes Prolia:

Find out if your MD does “Physician Purchases of Prolia through a buy in bill.” This means that instead of purchasing the Prolia through your prescription drug benefit, the MD’s practice buys Prolia in bulk and the cost of the Prolia falls under your Part B Medicare Benefits. This might save you money.
Ask the billing department to do a “Benefit Verification” to find out the exact cost before you do anything and have them confirm benefits with your insurer.
Check in with Amgen (the makers of Prolia) for advice, 888-427-7478.

The devil here is definitely in the details. Every situation is different, there is no universal solution.

This was a tough year for bees. Here in Colorado, professional bee keepers lost a high percentage of their hives to mites.

I thought my hive died because it was too cold, but when I did my spring inspection, there was plenty of uneaten honey. It turns out the mites overwhelmed the hive and that sure made me sad.

The good news is, I’m not giving up.

Today, I’ll be driving up to Windsor, Colorado to take another beekeeping class and to pick up two new queens and a two boxes of bees. Wish us luck.

You can probably guess from this picture why my little brother, Haas, doesn’t keep bees on his farm in Virginia… too many of these around.

Turns out he left a bag of trash in the covered bed of his truck and this fella made a heck of a mess. Apparently bears love Gatorade and Red Bull. Remember that!

Jon & Charlotte in Florida took this bobcat picture with the front door camera.

Good thing it wasn’t …. wait, is that Mittens?

Last week, I wrote about Dave the dog trainer and his work with service animals for the police.

Apparently, he takes his work home with him. Is this your definition of a lapdog? This looks like true love to me.

Last weekend we took Flo, our French cousin, to a music festival in northern Colorado. We got to see our daughter, Sus, and her boyfriend. Good times!

You’ll be happy to know that I took a taste of my own medicine and tried something new with Flo and Sus.

Tie dye is not something I’ve ever tried before but it was fun, especially when surrounded by young uns having a great time.

Don’t worry, I won’t be joining the Grateful Dead.

But hey, now I have new shirt for yard work.

Keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Minnesota
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

This could make your day better!

May this blog post find you in great health with your Medicare Insurance working properly. This could make your day better!

Some of us are tired of the snow, but Plato doesn’t mind.

Bob and Sue found a way to beat the cold in the Cloud Forests of Costa Rica.

Back home, Q says she’s not going out till it’s warm.

Guess who’s walking Plato?

One of the benefits of walking is connections… neighbors, friends, strangers.

According to yet another article:

“Such seemingly trivial interactions have been shown to boost people’s positive moods and reduce their odds of depressed moods. Weak ties matter, not just for our moods but our health.”

Most of my work is over the phone, but this week I had the privilege of several face to face meetings. It did my heart good.

Feel the love between Brenda and her granddaughter?

I met Carol in the lobby of the repair shop by happenstance. She’s a retired physical therapist and a skier who always carries treats.

Carol’s life is filled with service as she volunteers for ARCH, an adaptive recreational program for kids here in Colorado.

Nothing replaces human connection; we are wired to connect so please…

Greet your barista, be extra kind to the cashier, nod to someone you don’t know.

Good for them, good for you!

Here’s a surprise: online advertisers prey on consumer weakness.

When an ad shows up in your data stream with an “AMAZING DEAL…”

Due your diligence. Shop around before clicking.

Who’s gonna take of your pets if you die?

This is Jackson, an ancient Fox Terrier, deaf and almost blind whose owner recently died.

Thank goodness the family made provisions for Jackson to be with Bella, a happy ending, indeed.

Don’t leave too many big surprises, do your planning.

Anybody need a part time job ?

Thanks to Jonathan for sharing.

Keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

We saw the Easter Bunny!

May this blog post find you well, with your Medicare Insurance working properly.

We saw the Easter Bunny!

Did you see any Easter Bunnies last weekend? We did!

That’s the problem with grandkids and great nephews…

They steal your heart, don’t they?

Little Frida, with her grandmother in Germany, belongs to Alex, one of the many exchange students we’ve hosted over the years.

We can’t wait to meet little Frida and pinch those cheeks this summer.

People glow around their progeny.

According to many articles, staying connected to grandchildren makes us healthier.

Of course, it depends on the grandparent. My mom loved spending time with our children.

My dad? Well, he was a classic curmudgeon and, as WC Fields used to say, he “liked children… when properly cooked !”

Every person and every household is different, but I’d like to think our heart health and general well-being will improve with meaningful connections.

This year, we’ve had the pleasure of hosting my wife Quantz’s second cousin’s daughter, Florence, from France (seen here with her boyfriend) while she volunteers at an inner-city music school.

Having a young ‘un about keeps you on your toes, and that’s great for cranky old dudes like me.

May I continue to learn to be flexible and not sweat the small stuff, right?

I went to a fantastic workshop this week on wills, medical directives, and trusts led by Elder Care Attorney Kate Silburn.

Kate has a Masters of Divinity from Harvard (volunteering as a hospice chaplain) AND also a Law Degree from Columbia (one of my Alma Maters). Kate is compassionate and crazy smart.

The workshop confirmed the importance of getting your paperwork in order, before it’s too late.

Kate graciously offered to help any of my clients (that means YOU) complete a Medical Power of Attorney form, for NO COST, seriously!

If you don’t have a Medical POA, send Kate an email, Kate@rockymtnelderlaw.com, and mention TheBig65.

Check out her website.

Though this quote came from an NYT article about helping children cope with stressful situations, the question could be helpful in many conversations.

The next time you engage with a friend or a family member in a tough spot, consider asking:

Do you want to be helped, heard, or hugged?

Many times, our auto-response is to try to fix everything.

Sometimes the best thing we can do for those we love is to just to listen instead of offering unsolicited advice.

I’m going to keep working on this skill.

I told my little brother Haas he should ask this fish those same questions.

His response? Do you wanna be steamed, fried, or grilled …?

Turns out he returned this trout to the pond! Well done brother!

That’s it for this week. Keep squeezing the juice out of life.

If your family or friends have questions, referrals are the lifeblood of my business.

Medicare questions or problems? Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

A couple of ideas that could make the weekend better!

May this blog post find you in good health enjoying a joyful Easter, Passover or just a beautiful spring weekend …

And, of course, with your Medicare Insurance working properly. Here are a couple of ideas that could make the weekend better …

Well, we thought we would be home for a while in Colorado, but while Quantz was painting window trim on Wednesday, she got a call from her dad asking if she’d head east and help him take care of her mom. Q left the next morning for South Carolina.

That’s the thing about health, it can change in a heartbeat, so it’s always important to be prepared with your paperwork: living wills, medical power of attorney, wills, and having financial paperwork in good order.

Is yours up to date? Ping me if you need a link to any of these forms and don’t wait for an emergency!

Plato was thrilled I didn’t have to leave him again. He likes being with our daughter Sus and her animals when we are out of town, but I know he is happiest at home (maybe I’m just projecting).

Did you see this news story? How disappointing to learn a glass of wine a day may not keep the doctor away.

I was talking with our neighbor Sally about this article.

Sally is an author as well as a group employer health insurance broker.

Her perspective? Like almost everything in life, the secret is moderation.

It’s always good to be reminded of that.

Thank goodness for perspective. So, I won’t be giving up wine completely. Besides, as my wife says, what’s the point of living forever if you don’t have any fun, right ?

This article on gut health reaffirmed the importance of adding fermented foods regularly to your diet.

It’s the small actions we take over a long period of time that can have positive (or negative effects on our health).

Fortunately, I love kimchi and sauerkraut, but yogurt is also a healthy alternative.

Our Air Force son seems to be settling back into his routine overseas.

While on his huge base in England, he came across a hanger which still houses some US WW II fighter planes with victories of over the Nazis, he thought it was pretty cool!

Since my wife Q is out of town, our daughter Sus and her boyfriend KC invited me to bug trivia night at the Museum of Natural History.

Free drinks (told you I wasn’t giving them up), a great bug exhibit, and we came in third.

My only contribution to the score was the German word for beetle, kafer, thank goodness I had a German dad.

Thanks to my buddy David for sending these pictures celebrating Passover with family and friends.

Is there any greater joy than the smile of a child?

That’s it for this week. Keep squeezing the juice out of life.

Remember, referrals are the lifeblood of my business!

If you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Can you balance on one leg for 10 seconds?

May this blog post find you in good health with your Medicare Insurance working properly.

Question: Can you balance on one leg for 10 seconds …? Read on …

We keep hearing rumors about Spring, but it’s still cold and windy in Colorado when we go for walks!

While out with Plato in the backyard yesterday, I happened to have a pizza crust in my hand (of course I was eating pizza ) and decided to test his balance.

Even though he is eight years old he is incredibly agile.

If you’ve been reading this newsletter for a while, you know I’m a health nut (my wife Q says I’m just a nut).

Regardless, I am obsessed with staying healthy because I have so many healthy clients who inspire me to be active and to follow their examples.

According to a recent news article, twenty percent of older Americans are unable to balance on one leg for 10 seconds and “that inability to balance was associated with a twofold risk in death in the next ten years.”

Brisk walking, house cleaning, yoga … there are lots of ways to build balance. The bottom line – DON’T STOP MOVING – add a little movement to your everyday routines… Just promise you won’t get on the roof to clean the gutters !!!

New client Karen stays healthy walking her dog but she also has an electric scooter (see the helmets?). She enjoys riding alongside her grandson when he’s on his electric motorcycle.

Remember, there are many ways to improve your balance, see the article.

I’ve seen stories that the Northern lights were visible in North Dakota and even in North Carolina last week, did any of you all see them? Please send pictures if you did.

Even though it’s cold here, my little brother Haas keeps sending fishing pictures from the Shenandoah Valley where we grew up. Haas loves to be outside!
Thanks to client Mike for sending this amazing picture of his father standing in Hiroshima. Mike’s father felt the call to serve our nation. He fought in the Philippines and inspired Mike and his older brother to serve, one in Korea, one in Vietnam. Nobody likes war but we are so grateful for their service.

That’s it for this week. Keep squeezing the juice out of life.

Remember, referrals are the lifeblood of my business!

If you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Plato has a bone to pick with you!

With Spring just round the corner, we hope this finds you in good health with your Medicare Insurance working properly. Plato has a bone to pick with you!

Of course Plato doesn’t have a bone to pick with you, but today I want to re-emphasize the importance of hyper vigilance to protect your identity and your money from scammers.

According to the Federal Trade Commission, imposter scams netted over 2.6 BILLION in 2022 (and that’s just what was reported!)

We all like to think we’ll act rationally and sniff out an imposter in the classic “family emergency scheme,” but the scams are getting better and better, and some of the new AI technology can imitate family voices (see link).

One of the most common features of aging is that we become more trusting as we age and though imposter scams occurred more often to people under thirty, people over 60 were scammed out of much larger sums of money ☹!

So, remember to be careful and deliberate before responding!

Yesterday would have been my best friend’s dad’s 90th birthday.

You can tell from the picture that Luke Senior was quite a character, a dentist and a barn painter, and overall troublemaker, still climbing ladders well into his eighties. He sure is missed by everyone who loved him.

Meanwhile in Arizona, close friend Tina celebrated her mother Marie’s 90th birthday with her daughter Mandy. You just can’t take moments like these for granted. When was the last time you reached out to a family member?

Here in Colorado, we enjoyed our first meal together as a family in over two years.

Yours truly rustled up crepes and bacon as the Bruns Kyler family took great pleasure in the simple ritual of a breakfast around the kitchen table, the most sacred place in our home. Who knows when that will happen again?

Of course our Air Force son’s leave had to come to an end… I drove him to the airport last night so he could go back overseas. Sunglasses hid the sadness, we’re sure gonna miss this goofball!

Please keep him and ALL our soldiers in your prayers!

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin