Medicare Insurance Broker Archives

There’s a new sheriff in town!

May “The Big 65 Medicare insurance blog” find you in great health with your Medicare Insurance working properly.

First, we had heavy rains and then the smoke from the fires in Canada darkened the skies. Now, it’s beautiful again here in Colorado and we are excited for summer.

The Big65 bees are doing so well you won’t believe it. I actually had to add a super to the brood boxes to keep up with the honey production.

But don’t worry I’ll never quit my day job.

Getting out and spending time by the hives just makes me happy. Plus, Q loves being outside as well. We both wear sunscreen and here’s an article on which ones work best.

Now that we’ve been home from traveling for a while, we sometimes catch Plato doomscrolling. It’s easy to get into the habit of spending too much time on our phones.

According to this article, there are plenty of positive ways to use our phone purposely that bring joy:

• Calling family and friends
• Listening to music
• Taking photos
• Happiness apps
• Learning and games

These are just a few of the ways you can use your phone to improve the quality of your life. Recently, Quantz used her phone to apply for a new volunteer position.

So now there is a new sheriff in town (not really). But starting next week, Q will be volunteering for the Sheriff’s department in the office, doing paperwork and making phone calls.

It’s always important to try new things. As always, I’m very proud of Q.

Of course, we know the things we should do to make life better, but I’m always grateful for reminders.

I love this picture of Luisa with her dad. Is there someone you need to love on before it’s too late?

It’s just too easy to get caught up in daily life and take things for granted.

This picture was taken by Santiago, one of our former exchange students, last week in Puebla, Mexico. Much of the city is being covered by ash and his grandmother says she’s never seen it like this before.

Santi is visiting us for couple of weeks and we’re sure glad to have him. He has one more marketing class to finish and then he graduates university.

He is very ready to do be done with school, remember that feeling?You already know what big believers we are in the importance of staying connected to family and friends. We had so much fun when Flo’s parents visited us from France. They just went home, and we miss them already.

Thanks to Billy for sharing this ad from back in the day. I used to work at Bonanza in high school, setting up potatoes, parsley, and fries for the grill master, a long time ago. Look at those prices!

Don’t you wish the no tipping policy was still in place?

Be sure to honor those who died in service to our great nation this Memorial Day Weekend and do keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
-Robert B

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Michigan
Minnesota
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

This might save your bacon!

May this Medicare blog post find you in great health with your Medicare Insurance working properly. This might save your bacon! Read on …

It’s been incredibly wet here in Colorado the last week, so Plato was enjoying the sun and playing with his newest toy. He loves a good squeaky toy!

See the sofa cushion behind him? It got soaked because a hailstorm put holes in one of the patio furniture covers – more than an inch of hail.

Of course, like an idiot, I put the huge, sopping cushion in the washer to try to run the spin cycle. Five minutes later, we heard this piercing alarm going off.

Thank goodness Q had put water sensors under the washer, the fridge, the dishwasher and the water heater that were connected to an app on her phone. Thanks to my better half, we were able turn off the washer before I destroyed the floor.

I bring this up because client Ed in North Carolina wasn’t so lucky. He and his wife bought a new washer from Lowe’s eight months ago. It was defective with a slow persistent leak that ruined their entire floor and has forced them out of the house, into a hotel for the last 30 days.

Here’s a link to an article about inexpensive water sensors that sure saved our bacon.

They are easy to install, and some companies will give you a discount on your homeowners insurance just for putting them in.

You know my focus is Medicare insurance, but I always try to help clients avoid unnecessary expenses!

Many of you know I’m raising bees again this year and the first hive inspection looked great. I didn’t see any mites yet. The bees are in full production, so I had to add another box to one of the two hives.

Keep your fingers crossed.

I’ve received a ton of calls about dental plans. I’m in the process of adding some new plans so if you have questions on this topic, give me a shout.

Our French cousins, Flo’s parents, are visiting us. We hadn’t seen them in thirty years, how crazy is that?

It’s been fun to have guests, we’re just sorry the weather has been so bad. As they say in France, c’est la vie!

We attended a concert at the music school, El Sistema, where Flo volunteers, lot’s of squeaky violins and enthusiastic young inner city musicians.

We are very proud that Flo was successful in bringing in a $50,000 grant for the program. She is an impressive young woman.

This may look like an ordinary shed but I’m here to tell you it is the work of a master craftsman.

Buckeye client Dave felled 17 pine trees, milled the wood with a buddy, and together they constructed this entire project themselves.

Not shabby for 77, eh? I think Dave’s a superhero!

Or as Christopher Robin said to Winnie the Pooh:

Keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Sometimes surgery might not be the answer

May this Medicare blog post find you in great health with your Medicare insurance working properly.

Spring has sprung and I spent Saturday out in Windsor, Colorado, getting an update on the do’s and don’ts of beekeeping.

It was so much fun to get hands-on experience, pulling frames, learning about the brood, plus all the stuff I’ll need to do to keep the two hives healthy and to hopefully get some honey in the fall.

If there’s extra, I promise to share.

Trying to shoot a slow-motion video of the bees, I got a little too close and one of the bees stung me on the lip, making it look like a bad plastic surgery face lift.

Oh well, lesson learned: have a healthy respect for nature. Naturally, my wife Q thought it was pretty dang funny.

It’s finally warming up here and I hope you are getting outside as much as possible.

Whenever we walk our big fluffy dog Plato, he brings a smile to people’s faces, including Brenda who we often see in the park.

As your Medicare Insurance broker, I hear stories every week about the good, the bad and the ugly of modern medicine.

Over the years, I’ve spoken with hundreds of clients about their prostate (all guys, naturally). Their experiences as patients have run the gamut from easy-peasy to being a true disruptor of the quality of their lives.

Cancer is scary word. Sometimes the fear of a condition can lead consumers to seek aggressive treatment prematurely.

According to my older brother Robert (he is a Radiation Oncologist in Virginia), when patients are alerted to an elevated PSA score, many believe they must immediately be treated by surgery or radiation. In some situations, the treatment can be worse than the condition.

The protocol for treating prostate cancer has changed in the last ten years to “active surveillance,” not forgetting about the elevated PSA’s, but instead monitoring the situation and not rushing to treatment if it is not necessary.

DO NOT TAKE THIS BLOG AS MEDICAL ADVICE, be an informed consumer before selecting treatment. Every situation is different. Remember:

Just because a medical service is available, that doesn’t always make it appropriate for you. Here’s an article on this topic.

My wife’s French cousin, Flo, has now rounded the eighth month of living with us and working as a volunteer for the music program El Sistema here in Denver. I’m amazed she hasn’t gotten tired of us, yet.

You know I’m an evangelist for opening your home to young people (and for your kids to have exchange students).

Sharing your home just makes life better (plus it prevents me from running around in my boxers), and Quantz says that certainly makes the world a better place.

Client’s Joe and Becky got out this week and saw “Les Misérables” and they said it was fantastic. My wife Q loves musicals. Me? Not so much. They kind of make me feel like a “Misérable.”

I always try to get our daughter Sus to take my place. Q thinks I will like “The Book of Mormon” musical, but I’m doing my best to dodge the bullet, besides, my beehives will definitely need me the weekend of that show, right?

I chat with my brothers several times a week. Every time I catch my little brother Haas, he seems to be fishing in Virginia. For the heck of it, I used FaceTime to find out why he fishes so much… of course it’s beer. You see his buddy Mike in the background throwing one down?

As Haas always says, “life is good.” Keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Minnesota
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

This could make your day better!

May this blog post find you in great health with your Medicare Insurance working properly.

Some of us are tired of the snow, but Plato doesn’t mind.

Bob and Sue found a way to beat the cold in the Cloud Forests of Costa Rica.

Back home, Q says she’s not going out till it’s warm.

Guess who’s walking Plato?

One of the benefits of walking is connections… neighbors, friends, strangers.

According to yet another article:

“Such seemingly trivial interactions have been shown to boost people’s positive moods and reduce their odds of depressed moods. Weak ties matter, not just for our moods but our health.”

Most of my work is over the phone, but this week I had the privilege of several face to face meetings. It did my heart good.

Feel the love between Brenda and her granddaughter?

I met Carol in the lobby of the repair shop by happenstance. She’s a retired physical therapist and a skier who always carries treats.

Carol’s life is filled with service as she volunteers for ARCH, an adaptive recreational program for kids here in Colorado.

Nothing replaces human connection; we are wired to connect so please…

Greet your barista, be extra kind to the cashier, nod to someone you don’t know.

Good for them, good for you!

Here’s a surprise: online advertisers prey on consumer weakness.

When an ad shows up in your data stream with an “AMAZING DEAL…”

Due your diligence. Shop around before clicking.

Who’s gonna take of your pets if you die?

This is Jackson, an ancient Fox Terrier, deaf and almost blind whose owner recently died.

Thank goodness the family made provisions for Jackson to be with Bella, a happy ending, indeed.

Don’t leave too many big surprises, do your planning.

Anybody need a part time job ?

Thanks to Jonathan for sharing.

Keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

When dogs are on the lam – watch out for this scam!

Sure hope this note finds you in great health with promise of Spring putting a lift in your sails… and your Medicare Insurance working properly.

When dogs are on the lam – watch out for this scam!

Are animals near and dear to your heart?

Last week, my little brother’s dogs, Georgia and Piper, dug under his fence and went on the lam in Virginia. Boy was Haas worried!

Haas put out “lost dog” signs all over the county. That same day, he got a text:

Text: Hey, you missing two dogs?

Haas: I sure am! Did you find them?

Text: Before I give you ANY details, I’m going to send you a text with a code. Send me the code and then we can talk!

WARNING, DANGER WILL ROBINSON, DANGER!

According to the Identity Theft Resource Center, this is a common scheme to trick consumers into giving out a Google verification code that’ll be used for illegal activities.

Be vigilant, watch out for phishing scams or anyone claiming to be a family member needing help. Always double check before you give out any personal information!

The good news, Haas recognized this as a scam and did not respond.

Even better, Haas got a call from a neighbor farm and he was reunited with two very tired, dirty, hungry little rascals.

Think they were happy to be home?

Tax Day is behind us, Amen! Here’s a reminder:

If you own a business or a rental property, or, if your medical expenses exceed a certain percentage of your Adjusted Gross Income, you may be able to deduct those costs from your taxes.

This can also apply to Long Term Care Insurance Premiums.

Every situation is different, but this article is good place to start. Also ask your tax person.

Had a great chat with new client David in New York.

David’s lifelong passion has been training service dogs for different police forces around Buffalo. Recently, he was featured on TV for helping to train this Newfoundland (named Bello) to improve its obedience as an Autism anchor dog.

It’s an amazing story if you want to watch.

The good news is, thanks to Dave’s training skills, this families autistic son, who is +6 ft tall and well over 250 pounds, now has a loving companion that prevents him from bolting (which is his default behavior) and literally anchors him to the spot.

This means that the family can take their son out to McDonalds or to the park and Bello’s training and size prevent the young man from running. Bello has made everyone’s’ life better. Well done, Dave!

No need for cholesterol medications, yet, but this chart shows some great foods I’ll be sure to increase eating to keep things on track.

love this picture of client Scott and his wife Ruth. Scott retired from a successful career in the oil and gas industry and has re-invented himself as a Real Estate Agent.

Ruth is an author and continues to work helping companies create a culture that improves workplace stability (and financial wellness) for entry level workers.

Fun fact: Ruth and I went to the same Mennonite high school in the Shenandoah Valley. Years later, we just happened to find out we live less than two miles from each other. Small world, eh?

Sometimes a picture says everything. Client Claire and her Sheltie, Fancy, are a handsome duo, great smiles, great friends! I sure hope you have something to smile about this week!

Remember, keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If your family or friends have questions, referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Can you balance on one leg for 10 seconds?

May this blog post find you in good health with your Medicare Insurance working properly.

Question: Can you balance on one leg for 10 seconds …? Read on …

We keep hearing rumors about Spring, but it’s still cold and windy in Colorado when we go for walks!

While out with Plato in the backyard yesterday, I happened to have a pizza crust in my hand (of course I was eating pizza ) and decided to test his balance.

Even though he is eight years old he is incredibly agile.

If you’ve been reading this newsletter for a while, you know I’m a health nut (my wife Q says I’m just a nut).

Regardless, I am obsessed with staying healthy because I have so many healthy clients who inspire me to be active and to follow their examples.

According to a recent news article, twenty percent of older Americans are unable to balance on one leg for 10 seconds and “that inability to balance was associated with a twofold risk in death in the next ten years.”

Brisk walking, house cleaning, yoga … there are lots of ways to build balance. The bottom line – DON’T STOP MOVING – add a little movement to your everyday routines… Just promise you won’t get on the roof to clean the gutters !!!

New client Karen stays healthy walking her dog but she also has an electric scooter (see the helmets?). She enjoys riding alongside her grandson when he’s on his electric motorcycle.

Remember, there are many ways to improve your balance, see the article.

I’ve seen stories that the Northern lights were visible in North Dakota and even in North Carolina last week, did any of you all see them? Please send pictures if you did.

Even though it’s cold here, my little brother Haas keeps sending fishing pictures from the Shenandoah Valley where we grew up. Haas loves to be outside!
Thanks to client Mike for sending this amazing picture of his father standing in Hiroshima. Mike’s father felt the call to serve our nation. He fought in the Philippines and inspired Mike and his older brother to serve, one in Korea, one in Vietnam. Nobody likes war but we are so grateful for their service.

That’s it for this week. Keep squeezing the juice out of life.

Remember, referrals are the lifeblood of my business!

If you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Plato has a bone to pick with you!

With Spring just round the corner, we hope this finds you in good health with your Medicare Insurance working properly.

Of course Plato doesn’t have a bone to pick with you, but today I want to re-emphasize the importance of hyper vigilance to protect your identity and your money from scammers.

According to the Federal Trade Commission, imposter scams netted over 2.6 BILLION in 2022 (and that’s just what was reported!)

We all like to think we’ll act rationally and sniff out an imposter in the classic “family emergency scheme,” but the scams are getting better and better, and some of the new AI technology can imitate family voices (see link).

One of the most common features of aging is that we become more trusting as we age and though imposter scams occurred more often to people under thirty, people over 60 were scammed out of much larger sums of money ☹!

So, remember to be careful and deliberate before responding!

Yesterday would have been my best friend’s dad’s 90th birthday.

You can tell from the picture that Luke Senior was quite a character, a dentist and a barn painter, and overall troublemaker, still climbing ladders well into his eighties. He sure is missed by everyone who loved him.

Meanwhile in Arizona, close friend Tina celebrated her mother Marie’s 90th birthday with her daughter Mandy. You just can’t take moments like these for granted. When was the last time you reached out to a family member?

Here in Colorado, we enjoyed our first meal together as a family in over two years.

Yours truly rustled up crepes and bacon as the Bruns Kyler family took great pleasure in the simple ritual of a breakfast around the kitchen table, the most sacred place in our home. Who knows when that will happen again?

Of course our Air Force son’s leave had to come to an end… I drove him to the airport last night so he could go back overseas. Sunglasses hid the sadness, we’re sure gonna miss this goofball!

Please keep him and ALL our soldiers in your prayers!

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

Are your doctors really taking care of you?

Are your doctors really taking care of you? Is your Medicare insurance working properly?

I wish the above cartoon was a one-off joke that we could all laugh at and ignore, but that just isn’t the case. Getting lost in the medical labyrinth is much more common than we would like to believe.

Today, I want to share a tip on how to get in to see medical providers faster when they can’t see you in a timely manner.

I spoke with a client in Michigan this week who was under a double whammy: a power outage because of the snow and a specialist who couldn’t seem him for three months.

While I couldn’t do anything about the outage, this is the solution that did help him get in quicker:

James started calling the receptionist EVERY DAY the moment they opened and right after lunch to KEEP asking about cancellations. The polite/squeaky wheel often gets the oil!

We spoke on Monday and by Thursday, James had gotten on his Urologist’s calendar. This will not always work, but it often does.

Of course, you could consider finding a different physician, but most of don’t like to switch doctors. There is normally great value in long term continuity.

However, if you are consistently underwhelmed by the response you receive from your provider, you may want to look up their ratings on third party websites like Heathgrades.com, Vitals or some of the others listed in this link.

If you discover that a provider is consistently receiving negative reviews, you may want to look for a new provider.

Please know the lion’s share of medical providers are doing their best to provide great care, but like everything else in life, the eighty-twenty rule applies.

Well, I am pleased to report that the Bruns-Kyler family has reunited in Kuala Lumpur. Quantz returned from travels in Burma and…

Our Air Force son, Nicholas, after three cancelled vacations because of the Ukraine situation, was finally able to meet up with us for some for very well-deserved leave.

Time with grown up children is a blessing, isn’t it?

Malaysia is a very modern country with a very old world feel, a very multicultural country of Malays, Indians and Chinese.

That means the food is incredibly diverse and delicious. Though we didn’t try everything.

One of the things we did finally try is durian, have you heard of it?

This fruit is banned in Singapore because of its smell, but it has a fanatical following, nonetheless.

Of course, following my axiom of trying new things, we had to give it a try.

I’ve gotta tell you, I am NOT a fan. It has a taste of rotten onions and the texture of meat.

As you can imagine, Q was not a fan. But hey, it’s off our bucket list. You win some, you lose some, right?

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”

Here’s a Little Food For Thought …

May this blog post/newsletter find you in good health with your Medicare Insurance working properly.

Remember to reach out if you are having issues with your coverage. That’s why I’m here and also the purpose of this newsletter: to keep us connected.

Meanwhile, my wife Quantz is still in Burma exploring the cultural sites while I work from Thailand where the internet makes it much easier to run daily appointments and to help clients with their Medicare issues.

Q tells me she is one of the first (and perhaps the only) American tourist in Burma since the coup.

I didn’t want Q to go on this part of the trip, but there is no stopping her when her mind is made up.

Now that Burma is open to tourism again, the regime is trying hard to keep visitors safe (while they oppress their own people).

Apparently the police call her daily to make certain she is ok and are doing everything they can to make sure my crazy wife Q doesn’t cause an international incident.

Q is having an amazing adventure in Burma and I have zero regrets about staying in and working from Thailand.

My meaning and purpose come from being a good husband, a good provider, and always being available to clients no matter where we are in the world, even if Q and I need to be apart from time to time.

Q was told the Karen people wear these neck rings either to: protect them from tigers, make them look less attractive (making the women less likely to be kidnapped) or as a symbol of beauty. There are many theories.

In life (and in marriage) perspective is everything.

As we age, maintaining mental flexibility and constantly challenging our assumptions and beliefs is essential to long term happiness and proper cognitive function.

When I encounter new situations or someone with different beliefs, I often find myself defaulting to a negative mindset, assuming the worst about a person or a situation.

There are so many Russians on vacation in Thailand, and to most of us Westerners, they appear cold, insensitive, and very different.

They seem so pushy that it’s often hard to avoid a negative response.

I’m guessing some people in the world think the same about us. Nevertheless, we know the majority of Americans, regardless of beliefs, are incredibly generous and kind.

After realising how negative I was becoming, I finally pushed myself to challenge this assumption.

Using google translate, I introduced myself to two young Russians and ended up spending an hour in a fascinating conversation that gave much more empathy for the Russian people who have lived under horrible despots since time out of mind.

It doesn’t mean that I like the way they live, it means I have a better understanding of why they are this way.

Challenging default assumptions brings perspective. As we age, maintaining a flexible mind will certainly make life more pleasant for each of us and can improve the quality of our daily encounters.

Here’s an article you may find of interest, some of the keys to aging well. Check it out because you are probably doing many of these things already.

One of the things Q sees in Burma is that the Thanaka tree is pulverized and used as a cosmetic by men and women to protect the skin and to look beautiful.

I’ll never wear it, but I’m glad I understand why they do it.

That’s what travel does, it opens us up to new perspectives. Never stop being curious!

Back in my favorite country, Claire in South Carolina assures me Spring is on the way. Aren’t these tulip magnolias beautiful?

This week, I received a ton of emails asking about our dog Plato back in Colorado.

Don’t worry! Plato, our mighty Bernedoodle, is living the life of Riley with our daughter Sus (and all of her animals.)

Sus had Plato groomed and he sends his regards to everyone!

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

Quantz left me again!

May this blog post from The Big 65 find you in good health with your Medicare Insurance working properly.

Don’t worry, though Quantz did leave me, it isn’t permanent.

She took off for Myanmar to see the temples, one of her lifelong dreams.

We’ve been married for 34 years and it’s always good to have a few days apart so that we continue to appreciate each other. Though I do miss her already.

Quantz is all about seeing new things and constantly learning.

Me? If the Wi-Fi is good and the food is inexpensive, I’m a happy camper.

What I love about being a Medicare Insurance Broker is the daily contact I have with clients.

It keeps me connected and gives me a sense of purpose.

More importantly, I learn things from you all every day that make life better.

Thanks to Judith in Virginia, for sharing this fantastic book, From Strength to Strength, by Arthur C. Brooks.

Fluid intelligence is how we build our lives and careers when we are young.

Crystalline intelligence is the wisdom we have accumulated over our lifetime and if we can learn to leverage it, the second half of life can be incredibly meaningful and fulfilling.

Wayne in Colorado, to me, personifies moving from Strength to Strength.

After a highly successful career in the Air Force, Wayne shifted his attention to becoming an award-winning nature photographer (click on the picture above to see more of his work).

David in Ohio continues to run a web design business, (he runs my website, theBig65 ), but he puts much of his energy into service work, like Oceanites.org, a non-profit trying to monitor Antarctica.

Even more importantly, David stays connected to family and lifelong friends, seen here with his elementary school buddies.

Dave and Warren definitely are moving from Strength to Strength!

Think about ways you can use the wisdom you have accumulated over your lifetime to find meaning and to help others and to squeeze the juice out of life.

If you are having problems or just have questions, email Gray, Gray@thebig65.com, or just book a time on my calendar.

I’m always available if you need me.

Let me know what’s going on your life and remember, referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including: