Cognitive Decline And Aging In Place

One thing for certain, if we live long enough…

We’re gonna get older. And if we do get old enough…

Cognitive decline still seems inevitable.

The good news, if resources and living circumstances permit, aging in place is possible.

And that’s what most people hope to do.

So even though my dear friend is 94, he is able to stay at home and receive non skilled, non medical care given by family and paid caregivers.

Everyday, Fridus reads the paper, plays chess online, watches television and connects with the people around him.

What’s your long term care plan?

If you have questions about Medicare or Long Term Care, book a time on my calendar here.

What About My Medicare Meds?

Greetings Medicare Insurance Seeker!

It’s that time of year when everyone is being bombarded with false promises of Medicare gold!

If you are taking prescriptions, it’s a good idea to review your options.

1. Look at your Annual Notice of Changes. If the drugs have switched tiers, beware of higher costs.

2. Before filling your prescription, make sure the pharmacy you are going to is a preferred pharmacy in the Part D network.

3. Before filling your prescription, ask the pharmacist the “cash price” for the medication. Sometimes the price your pharmacy can offer is LESS than the discount you receive through your Part D drug plan.

4. Finally, before filling your prescription, check the price using a discounting online app like Sometimes this app can really save you money.

Finally, the Annual Election Period is from October 15th through December 7th.

If you have questions about your Medicare Supplement, your Medicare Advantage Plan or your Part D drug coverage…

Book a time on my calendar here and we’ll see if we can reduce your costs and improve your benefits.

Have a great week and call me if you need me!

Do I Need To Review My Medicare Insurance Coverage?

I hope you are having a great week as the weather starts to turn cooler :).

The Medicare Annual Election Period begins in October.

In September, your current carrier should be sending you a copy of the Annual Notice of Changes.

Here, you will be able to read how your plan will be changing for 2022.

If you are not happy with the changes, or you are just unsure if your Medicare Insurance plan is still appropriate for you…

Book a time on my calendar here

Here is a link to the Medicare & You 2022 Handbook

Beware Of Medical Scams!

As I speak with Medicare Insurance Clients around the country and read about breakthrough medical technologies, it amazes me how rapidly medical technology has progressed.

Medical breakthroughs have improved the quality and the length of our lives.

But not all medical break throughs have been validated.

Stem Cells may one day provide remarkable regenerative therapies but to date, THEY HAVE NOT BEEN VERIFIED by peer reviewed independent third party studies.

Before you invest thousands of dollars in unproven medical processes, do your research.

Here’s a great article on Stem Cell Therapy.

And if you have questions about Medicare Insurance and whether you have the right insurance mix, book a time on my calendar here.

And if you get a chance, definitely visit Iceland!

Learn Something New

Greetings Medicare Seeker, I hope this note finds you well.

The importance of continuous learning cannot be overstated.

Whether you are learning to play bridge, learning to play the guitar or learning how to blow out your sprinklers to prepare for winter, learning something new every day has multiple benefits.

Learning new things helps regenerate neurons, reduces the risk of dementia,
improves our ability to handle challenges and increases our socialization skills.

Here’s an article with all the details.

So learn something new today, and if you have questions about Medicare insurance reach out and book a time on my calendar here.

Beware of The Fall!

Beware of The Fall – I hope this note finds you well and engaged in meaningful summer activities.

I was walking Plato on the trail behind our house last night and I came upon a stranger…

Super healthy, super fit, she had fallen off her bike and was bleeding.

We called the rescue squad and they were on the scene in minutes. Thank goodness she was okay!

Falls can happen to anyone, either while exercising or just at home.

Adding nightlights to the bedroom can make a big difference.

Beware of The Fall – Also, if you have to get up every night to go to the bathroom, you might benefit by having your medications reviewed.

In addition, practicing balance exercises during the day can help as well.

Here are some simple balance exercises that can make a huge difference!

And if you have questions about Medicare Insurance Coverage, let’s chat! Here’s a link to my calendar.

Be safe and balanced.

Always Give Thanks! Sulpayki, Pacha Mama

I hope this note finds you well, despite the madness of the times.

Today’s vlog comes to you from the Andes in Peru. My wife and I fulfilled a dream…

to visit Machu Picchu!

When we jumped off the train to begin or 17 kilometer hike along the Inca Trail, our guide asked if would like to make an offering.

Why not, said we. He explained that the Incas would place three perfect coca leaves on altar and say “Sulpayki, Pacha Mama,” Thank you, Mother Earth.

Through out history, countless societies have recognized the importance of gratitude and thankfulness.

Studies have shown that gratitude can improve our health and general well being.

Here’s an article that talks about it.

So as you go about your week, look for ways to give thanks for what is working in your life.

And if you have questions about Medicare Insurance, click here to schedule a meeting.

How a Public Adjuster can save your bacon$!

I hope this note finds you in great health and excellent spirits in these times of fire, hurricanes and madness. Are you finding ways to take care of yourself and family?

Even though my focus is Medicare Insurance and helping consumers shop for coverage, I am always looking for ways to help people save money and protect themselves from risk.

Speaking of fire and hurricanes, thanks to Rob, a pilot in Texas. He explained to me how to make certain you don’t get ripped off by your insurance company the next time something happens to your house or your property.

Click on the link and give it a listen.

Until my conversation with Rob, I had never even heard of a Public Adjuster. Their role can vary depending on the state you live in.  And even though most Property and Casualty Insurance companies are honorable and easy to work with, some insurance companies will try to wear you down and underpay if they think that they can get away with it.

If it makes sense, a licensed Public Adjuster can be your advocate to make certain you and your family are made whole after a catastrophic event. Rob said that hiring one in Texas made the insurance company pay out thousands more. So read this article by clicking this link and learn how to protect yourself and your family.

The Medicare Annual Election Period is coming fast, October 1st. Your plan benefits for 2021 will be arriving then and you can read about what’s going to change. Interesting stuff is coming down the pike, so keep an eye out. We can make changes from October 15th to December 7th.

So tell your friends and family to call or book a time on my calendar below. Referrals are the lifeblood of my business so let me know who I can help.

And most important, send me pictures of your critters for the newsletter, that’s what I love.

Stay safe, do a good deed for a stranger, and let’s talk soon!