Medicare insurance agent Archives

Watch out for this health problem

May this blog find you in good health with your Medicare Insurance working properly.

Hope you had some meaningful time with family over Labor Day. Today, I encourage all of us to watch out for this health problem.

Three weeks till the annual election period. Remember to ignore the noise and if we need to update your medications, shoot an email to Gray and we’ll be ready.

I was catching up with client Duke in Atlanta this week when his wife called. She was on the way to the hospital to check in on their 3rd grandchild who had just been born. Life’s great joy.

Duke tells me he and his wife love the time they spend babysitting and connecting with those cute little bundles of love. Their time with family makes them happier and healthier. That’s a fact that more and more studies are confirming:

Connections with others = better health.

Yet despite all the tools we have to stay connected, humanity is experiencing a loneliness epidemic.

This year, the surgeon general published an 81 page report, “Our Epidemic of Loneliness and Isolation.”

Want to hear a scary statistic?

“The mortality impact of being socially disconnected is similar to that caused by smoking up to 15 cigarettes a day, and even greater than that associated with obesity and physical inactivity.”

The good news is the remedy is in plain sight:

“Each of us can start now, in our own lives, by strengthening our connections and relationships.”

• Help a Neighbor: Offer to pick up groceries or mow the lawn for a neighbor. Acts of kindness can lead to stronger community bonds.

• Book Club: How about joining or starting a book club? You get to read and then chat about it with others. Two birds, one stone!

• Local Tours: Many places offer free local tours or day trips. Why not sign up and learn something new?

• Call a Friend: Try to talk to a friend or family member at least once a day. Even a short call can make a big difference!

• Get Moving: Take a walk or join a walking group. It’s good for your health, and you might bump into some friendly faces.

• Stay Active in the Community: Try to participate in local events, group activities, or classes designed for seniors. This could include religious services, hobby groups, or exercise classes.

Just pick one and see what happens. The first ten people who try something new (and send a picture for the newsletter) will get a free Starbucks card!

The ball is in your court.

We had a fantastic time connecting with our Air Force son in Poland and now we have traveled to Stockholm. In this restaurant behind us, the Nobel Prize committee meets to choose its winners (but they didn’t ask us for advice.)

Remember this band from our younger years? They have a fun Museum with the history of their music and tons of pictures, videos and memorabilia. If you ever visit, I bet you won’t be able to leave without at least one of their songs stuck in your head.

But if you want to hear some beautiful music, you need to listen to my buddy Jared.

Jared is one of my favorite clients and just an overall amazing person. He and his wife Cindy were missionaries in many different countries, including India and Suriname.

Though retired, he continues to make music (check out ALL the instruments he plays in his YouTube video) and he stays connected to family and friends. I don’t think this guy could ever be lonely (or bored).

And finally, Happy Birthday to Carmen and her family. She is another amazing person, and also a pastor who has lived with her family all over the world. Carmen makes everyone better, including her husband Luke, my best friend since 8th grade.

I can’t wait to see them in October!

That’s it for this week; Keep squeezing the juice out of life!

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
-Robert B

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-seven states around the country, including:

Alabama
Arizona
California
Colorado
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Louisiana
Maryland
Michigan
Minnesota
Missouri
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Any skeletons in the closet?

May this blog find you in great health this Labor Day Weekend with your Medicare Insurance working properly.

I hope you and your family survived the hurricane. Just spoke with clients in Sarasota. They said they are hurricane vets and escaped the worst A-OK. I’m still waiting to hear from clients in Georgia and the Carolinas. Let us know how things are going.

This little elf reminds me that in less than four weeks, I’ll be in the midst of our busiest season, the Annual Election Period when folks can make changes to their Medicare coverage.

In the next few weeks, you should be getting copies of your plan’s “Annual Notice of Changes,” for your Part D drug plan or your Medicare Advantage Plan. Be sure to give it the once over and book a time on my calendar if we need to talk.

Right now, we are in Wroclaw, Poland, formerly called Breslau, Germany. I am fulfilling the dream of a lifetime: visiting the city where my father was born before he and his family escaped Europe.

They left in August of 1939 on the last free sailing of the Queen Mary, just days before Hitler invaded Poland and World War II began. My dad’s family was half Jewish and half Gentile so you can imagine how strange things were for everyone.

Some chose to leave, some chose to stay. Some died in the camps, some survived.

My father never spoke about these things (he was just a boy) and he never even told my mom. I only learned about his family history when my mother visited a Gentile uncle of his in Germany when I was in college.

What a surprise to discover a whole family history we knew nothing about.

After visiting one of the museums, I used Google Translate to ask if they had any information about my namesake, Karl Masner, my great grandfather, who had been a museum director in the city.

Amazingly, his portrait is hung in that very museum, with the same red hair of my father. What a story for future generations.

We came to Poland to visit our Air Force son. It was such a joy to see him and to share these new discoveries of our family history.

The stories that make up your family’s history are more than just tales to be recounted at reunions; they’re the legacy you’ll leave for your grandchildren and generations to come.

In today’s digital age, there are many ways to record your family’s lineage, stories, and traditions, so they don’t get lost in the sands of time.

• Virtual Family History Tours
Using map software or online resources, create a virtual tour of places significant to your family history. Share the tour with family members during online gatherings.

• Time Capsule Project
Create a family time capsule filled with mementos, letters, and keepsakes. Decide on a future date for the capsule to be opened by your grandchildren or later generations.

Other things to consider:

• Annual Family Story Night
Host an annual family “Story Night” where each member shares a story or memory about the family. Record these sessions for future listening.

• Letters to Grandchildren
Write letters to your grandchildren at various stages of their life — like upon high school graduation, getting married, or having their first child. Save these letters in a special box for them to open when the time comes.

Every week, I hear from clients who’ve lost someone they love, so do your best to preserve the memories that will have meaning for future generations.

Thanks to Adrienne for sending this amazing pic of her mom…95 and still going strong. Shirley lives in Independent living, plays duplicate bridge three days a week, bingo twice a week, plus Pokeno and Rummikub on the weekends. Shirley might just outlive us all.

Last week I reported of Elissa’s globetrotting adventures. This week, her hubby James wanted to make sure we knew that the two of them also have adventures together, recently exploring the great city of Savannah.

And finally, greetings from Puff and Buddy in the Low Country of South Carolina. We’re hoping they are doing well!

That’s it for this week; Keep squeezing the juice out of life!

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-seven states around the country, including:

You don’t have to be Evel Knievel to have fun!

May this newsletter-blog post find you in great health with your Medicare Insurance working properly .

It’s hot as the dickens here but not nearly as hot as it is for all our clients in the South!

Plato loves the green but he’s always eager to head home fast.

Now that Summer is in full swing, what are you doing for fun?

Three generations of David’s family are spending time together and their smiles speak louder than the words.

Summer is a great time to reconnect with family and friends and rekindle the bonds that make life worth living.

The clock is ticking so don’t wait to spend time with the ones you love.

Our nephew showed up in town last week and we had the privilege of helping him complete one of his lifelong dreams: a concert at Red Rocks Amphitheater.

We arrived a bit late and had to park more than a mile from the amphitheater and hike. Carter really enjoyed the majestic surroundings.

Of course the minute we got to our seats, the loudspeakers announced a huge hail storm on the way and urged everyone to seek shelter IMMEDIATELY, the concert was on hold .

As we had just experienced a tornado in the previous weeks, your Medicare Insurance Broker KBK and his nephew high tailed it back to the car. I was disappointed for my nephew, but his attitude was stellar.

And just like that, they announced the storm would miss us, so, back up to the amphitheater we hiked and had a fantastic time listening to the Avett Brothers.

The next morning at breakfast, we bragged of our hardiness (and how I couldn’t find the car, doh ) and the fun of the adventure, plus Carter got to meet his third cousin, Flo!

Summer is a great opportunity to do new things, get out of the comfort zone and explore.

It doesn’t have to be anything amazing, just something new to you.

My role model is my 97 year old former neighbor, Mr. Bill.

A retired math professor whose brain never stops working, he posted the picture of a Rubik cube he had just solved. He’s always busy with math problems way above my pay grade!

That’s impressive!

Don’t be Evel Knievel this summer but there are plenty of ways to fill it with novelty:
• Get outside and take a walk (when it’s cool :)).
• Share popsicles with the neighbors.
• Work on a craft (great for the brain and fun).
• Call a cousin you haven’t spoken with in forever.
• Read a new book (I just finished “Copperhead,” by Barbara Kingsolver.)
• Visit a local state park.
• Write a letter to someone in need.

I dashed off a letter back in June to someone going through hard times. The response I received this week was tonic to my heart.

One of the secrets to happiness: keep focus on the happiness of others, it’ll pay you back a thousand fold. You don’t know when, but I promise it will :).

That’s it for this week; Keep squeezing the juice out of life!

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Louisiana
Maryland
Michigan
Minnesota
Missouri
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

There’s a new sheriff in town!

May “The Big 65 Medicare insurance blog” find you in great health with your Medicare Insurance working properly.

First, we had heavy rains and then the smoke from the fires in Canada darkened the skies. Now, it’s beautiful again here in Colorado and we are excited for summer.

The Big65 bees are doing so well you won’t believe it. I actually had to add a super to the brood boxes to keep up with the honey production.

But don’t worry I’ll never quit my day job.

Getting out and spending time by the hives just makes me happy. Plus, Q loves being outside as well. We both wear sunscreen and here’s an article on which ones work best.

Now that we’ve been home from traveling for a while, we sometimes catch Plato doomscrolling. It’s easy to get into the habit of spending too much time on our phones.

According to this article, there are plenty of positive ways to use our phone purposely that bring joy:

• Calling family and friends
• Listening to music
• Taking photos
• Happiness apps
• Learning and games

These are just a few of the ways you can use your phone to improve the quality of your life. Recently, Quantz used her phone to apply for a new volunteer position.

So now there is a new sheriff in town (not really). But starting next week, Q will be volunteering for the Sheriff’s department in the office, doing paperwork and making phone calls.

It’s always important to try new things. As always, I’m very proud of Q.

Of course, we know the things we should do to make life better, but I’m always grateful for reminders.

I love this picture of Luisa with her dad. Is there someone you need to love on before it’s too late?

It’s just too easy to get caught up in daily life and take things for granted.

This picture was taken by Santiago, one of our former exchange students, last week in Puebla, Mexico. Much of the city is being covered by ash and his grandmother says she’s never seen it like this before.

Santi is visiting us for couple of weeks and we’re sure glad to have him. He has one more marketing class to finish and then he graduates university.

He is very ready to do be done with school, remember that feeling?You already know what big believers we are in the importance of staying connected to family and friends. We had so much fun when Flo’s parents visited us from France. They just went home, and we miss them already.

Thanks to Billy for sharing this ad from back in the day. I used to work at Bonanza in high school, setting up potatoes, parsley, and fries for the grill master, a long time ago. Look at those prices!

Don’t you wish the no tipping policy was still in place?

Be sure to honor those who died in service to our great nation this Memorial Day Weekend and do keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Michigan
Minnesota
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

If something happens, who you gonna call?

“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”