Aging is inevitable—bitterness isn’t 🕊️❤️

Greetings and may this blog find you in amazing Easter Bunny health🐰, with your Medicare insurance coverage🏥working properly.

If you’re having any issues with your Medicare coverage (and the carrier isn’t helping), or you’d like to shop coverage, email Gray, Gray@TheBig65.com or book a time on my calendar.

Well… after a month of adventures on her own, I finally found Quantz… in Cyprus — a beautiful island in the Mediterranean that’s physically divided but spiritually rich.

Karl and Quantz with a wide view of the mountains behind them.

On one side, you’ll find Greek Cypriots, churches, and the echoes of Greek Orthodoxy preparing for Easter.

Karl pointing to a sign.

On the other, Turkish Cypriots, mosques, and the rhythms of Ramadan just recently completed. And somewhere in between? A UN-patrolled buffer zone, literal barbed wire, and decades of conflict and misunderstanding.

A large mosque.

And yet… everywhere we went, people welcomed us with kindness. Whether it was a café in Nicosia or a bakery in the north, there was hospitalitywarmth, and laughter.

It reminded me that, just like Easter and Passover — holidays born from different stories but rooted in renewal, liberation, and hope — we often have more in common than we think.

An old building with two green doors.

As we age, it’s easy to get stuck in our ways, our opinions, or our routines. But keeping an open mind — staying curious, choosing connection over conflict — is one of the most powerful ways to stay mentally sharp, emotionally fulfilled, and yes, even physically healthier.

Quantz holding a small kitten.

So whether you’re celebrating with matzo or baklava, an egg hunt or a Seder plate, remember this:

Life is too short for walls, build bridges instead.

“There is no them, there is only us.” Plato and Gray both agree.

Gray and Plato together.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Montana
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler Medicare Insurance Broker.

🧠💪 Live Longer Without Spending a Dime

Greetings and may this blog find you in stellar health😄, with your Medicare insurance coverage🏥working well.

Spring has finally sprung 🌸 all over our great nation. Are you getting outside?

Sunlight☀️ equals Vitamin D🧴… good for the brain, good for the bones, great for the soul🧿.  Most important, it’s free!

If you’re feeling blue or have problems with your Medicare coverage (and the carrier isn’t helping), email Gray, Gray@TheBig65.com or book a time on my calendar.

Q met this 200 pound beast in Heraklion 🧔‍♂️🐾 (where Hercules was born), on the island of Crete. Don’t worry, she didn’t adopt a new doggy, yet… our doodle Plato is safe, for now🤞.

Quantz posing next to a very large brown dog.

Maybe it’s just me, but it seems like every day, I’m bombarded with expensive miracle cures that promise I’ll live to be a thousand if I just give them my credit card.

It’s refreshing to discover that some of the most effective longevity strategies are both simple and free.

Experts and people who live past 100 show that simple, everyday habits—not expensive miracle cures—can help you live a longer, healthier life. I’m guessing Jean does a bunch of these, how about you?

Jean surrounded by beautiful greenery and flowers.

🧭 Find a reason to get up each morning

Whether it’s grandkids, gardening, or helping a neighbor—having a purpose gives you direction, energy, and a reason to smile. It’s like fuel for the soul.

Living a life of service is the foundational cornerstone of my life. When our kids were young, we hosted ten different international exchange students (only one at a time) to live in our home for a year.

Hosting often created extra work but it made our lives (and the lives of our children) better. Now those kids are grown up and we get to visit them all over the world.

Last weekend, I finally got to visit the Pleister family in Germany. It was so much fun to finally meet the parents of Lena and Chris.

Karl and a large group of people sitting at a long table for a meal.

🧠 Challenge your brain

Just like your muscles, your brain loves a good workout. Try a puzzle, read a book, learn a new skill—even switching up your routine helps. Little mental stretches every day can keep your mind strong and your memory sharp.

Chris and Lena’s father, Hans, runs a maritime simulator for the University in Bremen.

After brief instruction, I attempted to navigate a 220 meter container ship out of the Elbe river into the North Sea. It was a fascinating experience, but I was unable to avoid being rammed by the ship in the distance🚢🌊😬.

The good news? No maritime job for me. I will continue to be your Medicare broker for a long, long time!

Karl using a shipping simulator.

🥗Eat Real Food

Forget the trendy diets and miracle shakes. Stick with the good stuff: colorful veggies, juicy fruits, wholesome beans, and fresh fish. Your body runs best on real, nourishing fuel.

And just like my dad said: Everything in moderation, even moderation🍻😂.

While visiting the Pleisters, we ate a number of delicious vegetarian meals, but that didn’t stop me from having the occasional beer (especially after I sunk the container ship.)

Karl raising a beer mug to friends.

🚶‍♂️Keep moving

You don’t need fancy equipment or a gym membership. Just move! Walk the dog, stretch toward the sky, or dance while making dinner—anything that gets your body going and your joints smiling.

We had some epic ping pong matches with the entire family. Man was my arm sore the next day, but it sure was fun!

Karl playing ping pong on a blue ping pong table.

🤝 Stay social

Friendship is powerful medicine. Call an old friend, wave to your neighbor, say yes to that lunch invite. A little laughter and connection can do wonders for your heart, your mood, and your memory.

Over the weekend we did a city tour of Hamburg. Our guide pointed out the clubs where the Beatles got their start and also the barber shop where they got their famous haircuts. Chris and Anja played a wicked air guitar🎸.

Chris and Anja playing air guitars.

As I said goodbye to the Pleisters after a wonderful visit, I was reminded that living well doesn’t require deep pockets—just deep connections.

We didn’t need luxury or lavish plans to create memories, just good conversation, shared meals, and time together.

The article this week echoes that truth: longevity isn’t about miracle cures—it’s about purpose, movement, healthy food, and meaningful relationships. And sometimes, the best medicine is simply being with people who make you laugh. ❤️

Now I have to go find Quantz to make sure she doesn’t come home with a new 200 pound dog!

A group of people waving goodbye.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Montana
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl and Plato the big black and white dog.

Boring Life😒 or Extraordinary Life😀? The Choice is Yours!

Greetings and may this blog post find you in amazing spirits, ignoring the Medicare scams and with your coverage 🏥working properly😄.

If your Medicare coverage ISN’T working, email Gray, Gray@TheBig65.com or book a time on my calendar.

March is the last month you can make changes on Medicare Advantage plans for 2025.

Look who had a birthday! Plato turned 10 🎂!

Quantz giving Plato the big black and white dog a slice of birthday cake with a candle on it.

We celebrated with fancy dog food and a couple of new toys.

Of course we love our kids but we really love our dogs, right🤣!

Quantz and Plato playing in the living room.

It seems like yesterday when Nicholas and I drove to the middle of nowhere Ohio and chose little puppy from the Old Order Mennonite breeder. Now the kids are grown and Plato is an old guy, just like us,😮. As my favorite saying goes:

Gettin’ old ain’t for sissies.

Nicholas holding a young Plato alongside a young Mennonite lady in black.

Last week, I shared the Swedish philosophy of Lagom, being content with having just enough.

This week I had the privilege of attending Certified Senior Advisor (& Ted Talk Presenter) Kelly O’Connor’s lecture on “The Longevity Lifestyle: Embrace and Nurture It in Your Life.”

Kelly O'Connor holding a microphone and clip board.

What does it take to live not just a long life, but a great one?

Kelly introduced The Ten Pillars of an Extraordinary Life, key areas that contribute to living longer, healthier, and happier lives:

A chart listing the 10 pillars of an extraordinary life.

Kelly shared actionable steps for building a lifestyle that promotes longevity, fulfillment, and overall well-being.

Purpose – A reason to get up in the morning.
Financial Well-Being – Planning ahead ensures security.
Community – Social connections improve health.
Spirituality – Faith, meditation, or reflection bring balance and peace.
Curiosity – Lifelong learning keeps the mind sharp.
Brain Health – Stimulation, diet, and exercise.
Advocacy – Taking charge of your health empowers independence.
Physical Health – Movement, nutrition, and self-care.
Mindset – A positive outlook improves resilience and happiness.
Mental Health – Stress management and self care support a fulfilling life.

Get ready, the end is coming!

Hello and may this note find you in amazing health with your Medicare insurance coverage 🏥 not driving you crazy😵‍💫.

No, the Bruns-Kylers are not in Australia, but client Ken is doing a walkabout in the land down under and we couldn’t resist posting his picture of the most relaxed animal on the planet. May this little rascal be your role model for the end of 2024.

Koala bear grabbing a tree.

Back here in Colorado, we will be working on the 31st. Book a time on my calendar or email Gray, Gray@theBig65.com if you still have questions.

I’m grateful to our daughter Sus for shaming me into buying a good, sturdy ladder. It’s way less expensive than the ER deductible🚑😂⚠️, right?

Karl standing under a tall ladder next to a Christmas tree.

Now we’re wrapping up the holidays and getting organized for 2025.

Quantz in the kitchen putting away Christmas decorations.

This was a very relaxing Xmas. We celebrated early with the kids and spent a lot of time with friends and animals (including Elwood, our daughter’s foster dog). Plato was happy to have a pal!

Karl carrying away the Christmas tree.

The start of a new year is a great opportunity to enhance your life in every dimension. Here are simple ways to make 2025 amazing mentally, physically, and spiritually.

Follow Henri’s example and you’re going to have an amazing year.

Henri the small white dog curled up with colorful lights.

  • Practice gratitude daily:  Write down three things you’re grateful for each morning.
  • Learn something new:  Engage in a new hobby, language, or skill.
  • Embrace mindfulness:  Spend 10 minutes a day meditating or practicing deep breathing.

Rich’s dog Kali is committed to meditating with his chew toy every day!

Kali the big brown dog chewing on a brown bone.

  • Commit to regular exercise:  Aim for at least 150 minutes of activity weekly.
  • Eat whole, nutrient-dense foods:  Focus on a balanced diet.
  • Prioritize sleep:  Maintain a consistent schedule and aim for 7-8 hours of rest.

Rocket is committed to good sleeping and Marcel tells me she adds zest to their lives❤️, and walks!

A big brown dog staring at the camera.

  • Reflect on your values:  Align your actions with what truly matters to you.
  • Engage in daily reflection:  Spend a few moments journaling or in quiet contemplation.
  • Practice acts of kindness:  Help others through volunteer work or small gestures.

Bob says Hobbes can be a true pain in the #!?*@ and he is a very good boy.

A small white dog.

Life is unpredictable, but maintaining a flexible mindset and focusing on what you can control will help you navigate challenges with grace.

Here’s to a thriving 2025! Let’s make it a year filled with growth, connection, and joy.

Wishing you a wonderful start to the new year, and safe travels to Ken in Australia!

Ken standing next to a blue body of water in Australia.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@TheBig65.com.

Let us know what’s going on and please send pictures :).


Karl Bruns-Kyler

(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65, the nationally recognized Medicare insurance expert.

You ready for winter🥶?

Greetings and may this blog find you in remarkable health 💪 with your Medicare insurance coverage 🏥 working properly.

If you still need help, email Gray@TheBig65.com and he’ll get you on my calendar. We still have space for existing clients, but time is running out.

Thanksgiving season is upon us and since our Air Force son Nicholas really wanted to see his cousins before he redeploys in two weeks…

A large group of the Kyler family having a meal at a long table.

So the Bruns-Kylers took a quick trip to Virginia (plus it was cheaper to go before Thanksgiving 😂🦃🍁.)

It had been almost 10 ten years since we’d gotten this side of the family together and it sure was fun to connect and see how everyone is growing up.

Four young people laughing and enjoying time together.

Family get-togethers should be a time for joy, connection, and gratitude.

Yet, for many families, holidays bring tension and drama. With a bit of planning and mindfulness, you can make family gatherings more harmonious and enjoyable for everyone.

Here are some practical tips to create a peaceful holiday atmosphere:

Three nice ladies sitting on a sofa together.

Acknowledge differences:  Every family has its quirks and unique dynamics. Accept that perfection is unrealistic and aim to enjoy the gathering for what it is.

Focus on gratitude:  Remind yourself of the blessings in your life and approach the gathering with a positive mindset.

Two people together.

Know your triggers:  If certain topics or individuals tend to cause tension, plan how you’ll handle these situations calmly.

Delegate responsibilities:  Share the workload to reduce stress. Assign tasks like cooking, setting the table, or cleaning to different family members.

Set boundaries:  If the gathering is at your home, communicate clear expectations about timing, house rules, and contributions.

A group of people sitting at a table playing Scrabble.

Organize group activities:  Games, puzzles, or watching holiday movies can keep everyone focused on fun rather than feuds.

Celebrate traditions:  Cooking a special recipe, sharing family stories, or taking a group photo can foster a sense of connection and joy.

Have a backup plan:  If things become tense, suggest a change of scenery, such as going outside or starting a new activity.

A young man holding a newly caught fish.

Steer clear of divisive discussions:  Politics, religion, and controversial family matters can quickly escalate. Change the subject if things get heated.

Practice active listening:  Acknowledging others’ opinions without argument can help diffuse tension.

Use humor:  Light-hearted jokes can shift the mood and help everyone relax.

Nicholas looking at his Uncle Rob.

Know your limits:  If you feel overwhelmed, it’s okay to step away or even leave early if necessary.

Be kind to yourself:  Don’t take family drama personally. Often, it’s not about you but about underlying dynamics.

Remember, the holidays are about togetherness, not perfection. By focusing on the positives, setting healthy boundaries, and staying calm, you can create a warm and memorable family gathering. Wishing you a drama-free and joyful holiday season!

Family members together.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare insurance services company.

 

It’s time for a heart to heart talk❤️!

Greetings!  Q and I hope you had a happy Halloween🎃, in amazing health 💪 with your Medicare insurance coverage 🏥 working properly.

The Annual Election Period is in full costume and I’m hearing from lots of clients that even the carriers are trying to trick folks into new plans.

If anyone calls and tries to switch you to new plan, watch out😱!

Thank goodness Bob called me before he agreed to be switched😌!

Halloween scene in Highlands Ranch.

Turned out it was a call center PRETENDING to be a carrier! We got everything taken care of, but it almost cost him, big time💵.

Just like marriage, and honey production🍯🐻, Medicare is a team effort.  My job is to help you deal with all the Bull🐂😂.

Karl holding up a big black bull.

If you want us to give your plan the once over BEFORE setting an appointment, shoot us an email and I’ll let you know if you actually need to book a time. We’re working through a bunch of those and we will get them ALL answered.

If you have a pressing issue that needs immediate attention, please use this email link and Gray will make sure we get it done.

If your drugs, doctors, or your plan have changed significantly, book a time on my calendar here 🗓️. No need to fill out a new drug list.

Two bottles of The Big 65 honey.

Cindy and Jared reported their honey arrived safely in Florida. I learned from last year not to send glass bottles 😬🔨 .

If you’d like some, feel free to leave us a review on Google or Facebook, Q is still filling bottles. If you were promised honey and it hasn’t arrived, please let us know.

Quantz working in the kitchen.

Even though this is my busiest time of the year, it sure is great to have Q home. My brother’s wife turned us on to Delicata squash last year.

  • Slice it thin
  • Leave in the seeds
  • Douse it a soy sauce & olive oil
  • Put it on parchment paper
  • Roast it at 375 degrees till done

You won’t be sorry! We told Lincoln not to eat too much but hey, it was Halloween!

Lincoln the kid trick or treating in a costume.

We had a great block party in the neighborhood. Everyone brought food and libations and it sure was fun to see the varmints racing about and having the time of their lives.

Neighbors having a Halloween block party on the street.

As we round the curve into the holiday season, and way too much delicious food…

Plato in the kitchen eyeing some delicious looking colorful food.

Now is the time to start thinking about heart health and the things you can do to balance out the extra delicious stuff we will soon all be eating!

(Judy got her honey, too!)

Judy holding a bottle of honey in each hand.

When it comes to heart health, cardio exercises like running often get the spotlight. However, weight lifting offers unique benefits that are just as important. Here’s a quick look at how both can boost your heart health and simple steps you can take.

And you don’t have to be a “wild thing” to do them😉!

Quantz sitting in front of a large image from the book Where the Wild Things Are.

Benefits of Weight Lifting

  1. Increases Muscle Mass: More muscle boosts your metabolism, helping with weight management.
  2. Lowers Blood Pressure: Resistance training can help reduce both systolic and diastolic blood pressure.
  3. Improves Insulin Sensitivity: This lowers your risk of type 2 diabetes, which is linked to heart issues.
  4. Enhances Heart Rate Variability: Better HRV indicates a healthier heart.

Don’t underestimate the power of laughing with a old friends like Beth. That’s really good for the heart❤️!

Nice lady with a beautiful smile laughing.

Benefits of Cardio

  1. Strengthens Heart and Lungs: Improves overall aerobic capacity and circulation.
  2. Burns Calories: Helps with weight loss and maintenance.
  3. Reduces Stress: Cardio releases endorphins, boosting mood and reducing anxiety.
  4. Manages Cholesterol: Can raise good cholesterol (HDL) and lower bad cholesterol (LDL).

Even though I’m super busy with the Annual Election Period, Plato and I make it a habit to walk daily (and to drop a stone each time we summit the Bluffs to give thanks for living!)

A large cairn.

Both weight lifting and cardio are essential for heart health. By incorporating both into your routine and making small lifestyle changes, you can enhance your cardiovascular fitness and overall well-being. Consistency is key, so find what you enjoy and stick with it!

Talk about finding what you like, Alex and his wife love to travel and explore amazing places. These two travelers visited the salt water lakes in Kyrgyzstan. They are DEFINITELY getting honey for visiting a country Q is now eager to explore!

Alex holding a hawk on his arm with his wife by his side.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Logo for The Big 65 Medicare Insurance Services.

Here’s How to Maximize Your Medicare💪🩺!

Greetings and may this note find you in amazing health 💪 with your Medicare insurance coverage 🏥 working properly.

We’re now into the Annual Election Period and it’s sticky business🍯, yes-siree!

I sure hope you’re ignoring the telemarketers📞⚠️☠️ and the misleading Facebook/TV ads that promise free money. I talked with two clients who were totally lead astray.

Karl pouring a bucket of honey into a separate bucket.

Just like marriage, and honey production🍯🐻, Medicare is a team effort.

If you want us to give your plan the once over BEFORE setting an appointment, shoot us an email and I’ll let you know if you actually need to book a time. We’re working through a bunch of those and we will get them ALL answered.

If you have a pressing issue that needs immediate attention, please use this email link and Gray will make sure we get it done.

If your drugs, doctors, or your plan have changed significantly, book a time on my calendar here 🗓️. No need to fill out a new drug list.

Sus pouring honey into tiny bottles.

Thanks to Q, lots of honey went out this week. If you’d like some, feel free to leave us a review on Google or Facebook.

Suz and Quantz in the backyard.

Our daughter Sus came down last weekend to celebrate my birthday and it sure was fun to carve pumpkins, reminisce, and spend time together. Remember when your varmints were small?

A carved pumpkin lighted up with a candle inside.

Life’s great joys come from spending time with the ones you love, so it’s important to do everything we can to stay healthy…for their sake! Nobody wants to be a burden.

A carved pumpkin with a lit candle inside.

Unfortunately, our healthcare system often focuses on treating the symptoms… after the problem, instead of before.

The good news is Medicare (both Medicare Supplements and Medicare Advantage Plans) covers a wide range of preventive services to help us remain healthy.  Many of these services come at no additional cost to you, so why not take advantage of them?

Plato sitting in the grass.

Each year, you’re entitled to a wellness visit where you can discuss your health and set up a personalized prevention plan. This is a great time to talk with your doctor about any screenings or vaccines you might need.

Speaking of need, one thing I don’t need is rock climbing😨! But you can see (up high) that Sus is a fan!

Sus rock climbing.

Consider Flu shots as we head into the colder months. Medicare covers these shots along with others like the pneumonia and hepatitis B vaccines.

Surprisingly, flu vaccinations were associated with a significantly lower risk of dementia. Staying vaccinated also helps prevent serious illnesses that could lead to hospital visits.

Sus surprised us with tickets to see the musical “Hamilton.” It was incredible and none of us got the flu🙂🤞.

Karl, Suz, together with a friend.

Medicare offers several free cancer screenings, including mammograms, pap smears, and colonoscopies. Early detection can make all the difference when it comes to treatment, so be sure to schedule your screenings.

Don’t these two look like they’re ready for a Hollywood screening!

Suz and a friend dressed up in the lobby of a theatre.

Keeping track of your cholesterol and blood pressure is key to heart health. Medicare covers cardiovascular screenings that can detect conditions early before they become serious problems.

Plato and I may need a statin after Q prepared this lemon pound cake for the Big 64! It was delicious.

Karl celebrating his birthday with Plato with a birthday cake.

If you’re at risk for Type 2 diabetes, Medicare covers a diabetes prevention program, which includes lifestyle changes to help prevent the onset of diabetes.

If you test your blood sugar at home, the company Advanced Diabetes Supplies (ADS) will set up for home delivery of your diabetic supplies, at NO ADDITIONAL cost! Here is a link to their website.

My little brother Haas and I compete to stay healthy. I’m convinced part of the reason he does so well is because he catches, hunts, and grows most of the things he eats.

Haas holding a fish.

If you’ve been thinking about quitting smoking, Medicare covers counseling sessions to help you kick the habit for good. This benefit is available whether or not you’ve shown signs of tobacco-related disease.

By taking advantage of these free services, you can catch health problems early, stay on top of chronic conditions, and prevent future issues. These preventive services are part of Medicare’s commitment to helping you live a healthier, fuller life. Remember, it’s never too late to prioritize your health!

And do remember to keep moving just like my buddies Jason and Cary. We do power yoga at 5:30 AM during the week in room that’s over 100 degrees. That’s gotta be good for something, right?

Karl with his buddies Jason and Cary.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@TheBig65.com.

Let us know what’s going on and please send pictures :).


Karl Bruns-Kyler

(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

A jar of honey from The Big 65 Medicare Insurance Broker, Karl Bruns-Kyler.

 

Wanna reduce your risk of dementia?

Greetings and may this blog find you in amazing health 💪 with your Medicare insurance coverage 🏥 working properly this Labor Day Weekend. I sure hope you get outside and enjoy the last days of summer with family and friends.

For Medicare questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

Well, yours truly is happy as a clam to be home again and working from my office. Special thanks to client Mike for painting this portrait of Plato and me and the beautiful mountains of Colorado.

Starbucks cards for the first three people to name the mountains in the picture.

Karl holding a painting of Karl and Plato by client Mike.

Of course my wife Q isn’t back home yet. She’s still exploring the wilds of Madagascar and having the adventure of her life. I’m fairly certain she’ll be coming home… eventually, right Quantz 🙏❤️?

She’s still making up for thirty plus years at a desk and she’s earned every moment of this journey. As Wayne Dyer used to say, “don’t die with the music inside.”

Quantz holding a lizard surrounded by young boys in Madagascar.

For each of us, living an authentic life has a different definition. For Plato, it’s chasing the squirrels and the racoons (and hopefully protecting the five remaining peaches) and snuggling as much as possible.

Closeup of a peach with Plato in the background.

For me, it’s all about staying connected to family, friends, and clients. It’s also about spending time outside, drinking coffee in the back yard, and preparing to harvest the honey and the grapes.

Karl's beehive in his backyard.

Whatever a meaningful life means to you, I haven’t spoken with anyone yet who wants dementia to be part of the equation. We can’t control all of the risk factors leading to dementia, but…

Current research shows that there are several effective strategies to reduce the risks of cognitive decline. That means we have some control over the speed of decline and the quality of our lives.

Here’s a breakdown of the key findings and actionable steps we can take to maintain cognitive health.

Closeup of grapes in Karl's backyard.

Physical Activity:  Regular exercise is one of the most effective ways to prevent cognitive decline. It improves blood flow to the brain, reduces the risk of cardiovascular issues, and helps maintain overall brain health.

You don’t have to climb a mountain to see the sunset, but a walk around the block is easy and you never know who you’ll meet on the way.

Beautiful mountains in the distance with an orange sky.

Mental Stimulation:  Keeping your brain active through learning, puzzles, reading, or engaging in new hobbies can help build cognitive reserve, which protects against dementia.

Q told me the animal below is called a fossa. It’s only found in Madagascar, a cross between a mongoose and a cat and it hunts lemurs. Do you think it’d keep the squirrels out of my backyard?

A Fossa in Madagascar.

Social Interaction:  Staying socially engaged helps reduce stress, fosters mental health, and keeps your brain active.

The more time we are isolated from others, the more brittle we become. Connecting with others through church, volunteering, family time, or travel rewires the brain and creates new neural pathways. Remarkably neuroplasticity can continue as we age if we find opportunities to stay connected.

Quantz surrounded by a group of kids in Madagascar.

Healthy Diet:  A diet rich in vegetables, fruits, whole grains, and healthy fats (like the Mediterranean diet) supports brain health.

I’m fairly certain my little brother Haas released this fish back to the river, but he eats a super healthy diet based on the food he catches and the plants he grows on his farm.

Haas holding a fish in Virginia.

Here’s my favorite breakfast: black coffee, a slice of Dave’s bread with avocado, and a few pecans and avocados. You’re gonna laugh at this, but I chose to give up honey (for a while) because my triglycerides shot up this year.

Oh well, we’ll see if a few months of a sugar free diet changes the numbers, keep your fingers crossed. I guess that means I’ll have more honey for you guys!

Toast, coffee waiting for Karl's breakfast.

Sleep:  Quality sleep is crucial for brain health. It allows the brain to clear out toxins that accumulate during the day.

Are you doing everything you can to get a good night’s sleep? Here’s an article on cognitive shuffling, a technique that has proven very effective in helping people sleep.

Of course you could do what Brian and Denise do: they take sleep lessons from Miles. Now that’s a cute dog!

Miles the big brown dog.

Stress Management:  Chronic stress can damage the brain. Techniques like mindfulness, meditation, and yoga can help reduce stress.

Another great way to reduce stress is to be like Mark and go fishing with your buddies. These fellas hit their limit of Redfish in Matagorda Bay. Looks like good times to me.

Mark and his fishing buddies.

Avoiding Tobacco and Excessive Alcohol:  Smoking and heavy drinking are linked to a higher risk of dementia. The saddest news is that even one drink a day causes brain atrophy 😔🍷.  Just remember my father’s favorite saying: everything in moderation, even moderation.

Rob holding a cute cat.

Regular Health Check-ups:  Managing conditions like diabetes, hypertension, and high cholesterol can reduce dementia risk. Leverage the benefits in your Medicare Supplement plans and in your Medicare Advantage plans. That’s why we have them.

We don’t have to be perfect, we just have to try to do our best.

Take it from our son, Airman Nicholas: small improvements over a long period of a time will make a huge difference.

Airman Nicholas.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Logo for The Big 65 Medicare Insurance Services.

We went to the wrong city 40 years too late and this is what we learned

Hello and may this blog find you in amazing health 💪 with your Medicare insurance coverage 🏥 working properly.

For Medicare questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

Are you watching the Summer Olympics in Paris?

Q and I were hoping to compete in the bobsled competition. Turns out we went to the wrong city, for the wrong Olympics, and we were forty years too late.

Karl and Quantz on old bobsled course.

Sarajevo (in the former Yugoslavia) hosted the Winter Olympics in 1984. Do you remember watching the bobsled races?

This bobsled track was once a site of glory but fell into ruin and disrepair due to war and neglect. During the war, it was used by the Serbs as a bunker from which to attack the Bosnians. After the war, the graffiti artists took over.

Our health is like a track, if we don’t take care of it, it will break down.

An old bobsled course.

In the book “Good Energy,” author Dr. Casey Means explains the importance of metabolic health, how everyday choices affect our health and energy levels.

According to the book, 93% of Americans have poor metabolic health, leading to fatigue, weight gain, and chronic illnesses.

Karl near the Olympics site in Sarajevo.

The good news is that, just as a war torn country in the Balkans can mend, focusing on small steps will increase energy levels, improve mood, and raise our overall well-being.

In the picture below, yours truly is standing in the footsteps of the assassin who shot the Austrian Arch Duke triggering World War I. Thanks goodness our former President wasn’t assassinated. That would not have been good for our country.

Sign

Here are the key take aways:

Foundations of Health:  Dr. Means emphasizes the importance of foundational health practices such as balanced nutrition, regular exercise, adequate sleep, and stress management.

This is the bridge of Mostar, bombed during the Yugoslavian war in the early 1990’s, now fully restored. It is now a symbol of peace and hope.

The bridge of Mostar lighted up at night.

Nutrition and Energy:  The book delves into how different foods impact energy levels, with a focus on whole, unprocessed foods that stabilize blood sugar and support metabolic health.

If you ever get to the Balkans, the vegetables and the olives are amazing. I’m not sure that beer is a vegetable (flexible mind, right 😉😂).

Quantz sitting in front of a table full of food and one beer.

Gut Health:  Gut health is highlighted as a cornerstone of overall well-being, affecting everything from energy levels to mental clarity and immune function.

Burek is a savory pastry made of thin, flaky dough layers. It is typically filled with beef or lamb, cheese, spinach, or potatoes. I can’t comment on its healthiness, but it is the ultimate Balkan comfort food.

As we always say at The Big 65, everything in moderation, even moderation 😊.

A lady in white working in a kitchen with food.

Mind-Body Connection:  “Good Energy” also explores the intricate connection between mental health and physical well-being, offering strategies to enhance both through mindful practices and positive lifestyle changes.

My German dad was a chess fanatic so it was great fun watching these fellows in the square playing every day. They had a great time yelling, playing, and giving each other smack. I loved it. As my father always said, “they would’ve killed me like a chicken.”

Men playing chess with over-sized chess pieces.

For Medicare clients, understanding the holistic approach advocated by Dr. Means aligns with the wellness themes we frequently discuss in our blog (yes, like my wife Q says, I am a broken record 😊).

Here are the simple steps (and check out the chair yoga below).

Women doing chair yoga in a park outside.

Eat Real Food:  Fill your plate with colorful vegetables, fruits, lean meats, and healthy fats.

Move Daily:  Incorporate at least 30 minutes of physical activity into your day.

Prioritize Sleep:  Create a relaxing bedtime routine to help you get better sleep.

Manage Stress:  Find activities that relax you, whether it’s reading, gardening, or practicing mindfulness.

Don’t close the door on good health. In the old days, a strong metal door could have been the difference between life and death.

Karl admiring and old door.

You should also watch the webinar we created on balance and mobility. These tools are the bedrock of wellness just like the pillars of health in Dr. Means’ book.

As we travel through Slovenia, Croatia, and Bosnia Herzegovina, again and again, we see the resilience of the human spirit and it gives us hope that these countries can continue to heal and improve the lives of all their inhabitants.

Despite hardship and challenge, it’s never too late for any of us to change our world or our health. Don’t ignore fires on the horizon (like this one in the hills of Mostar). If you do, you will get burned.

A fire burning on the horizon in You should also watch the webinar we created on balance and mobility. These tools are the bedrock of wellness just like the pillars of health in Dr. Mean's book. As we travel through Slovenia, Croatia, and Bosnia Herzegovina, again and again, we see the resilience of the human spirit and it gives us hope that these countries can continue to heal and improve the lives of all their inhabitants. Despite hardship and challenge, it's never too late for any of us to change our world or or our health. Don't ignore fires on the horizon in Mostar.

And in the meantime, keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler the Medicare insurance broker with The Big 65.

Ignoring these health signals might kill you!

Hello! Hope you are surviving the summer heat in great health 💪 with your Medicare insurance coverage 🏥 properly.

For Medicare questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

You know the saying, “when mama’s happy, everybody’s happy!” I do my best not to anger Quantz, but if you’re married for more than a few decades, it’s going to happen from time to time.

Quantz holding a sword.

Of course when it happens, she’s certain to pull out the sword and slay the angry beast.

We’re soaking in the rich history and culture of Austria. We’ve visited some incredible historical sites, including this fascinating armory (32,000 sets of armor) and exhibits on the plague (it was bad). It’s been an enriching experience, especially since we were joined by our son Nicholas, who recently returned to England and is back to work on the Air Force flight line.

I’m doing my best here to emulate the panther of Graz, Austria, symbol of the city, and also Arnold Schwarzenegger’s hometown.

Karl emulating the panther of Graz, Austria.

What makes me angry enough to look like the panther of Graz?

Well, when I hear from clients and friends and learn they’ve ignored serious health warning signs, that makes me growl🦁😠.  Here are some warning signs you shouldn’t ignore.

Quantz standing in front of a black wall.

Swelling in the leg, especially if it’s accompanied by pain, redness, and warmth, could be a sign of a blood clot, also known as deep vein thrombosis (DVT). DVT can be life-threatening if the clot breaks loose and travels to the lungs, causing a pulmonary embolism.

If you’re super healthy you may be more likely to ignore this, but do so at your own peril. Seek medical attention immediately.

Quantz, Nicholas, and Karl having a beer together watching soccer on the television.

A sudden, severe headache could be more than just a migraine. (Note: know when that headache comes from drinking beer while watching Euro Cup! Both my teams, Netherlands and Germany, lost 😢)

A sudden, severe headache might indicate a stroke, aneurysm, or other serious conditions. If your headache is accompanied by other symptoms like confusion, vision problems, difficulty speaking, or numbness, it’s crucial to get to a hospital right away.

A beautiful city in the distance at night.

Chest pain or discomfort can signal a heart attack, especially if it spreads to your arm, back, neck, or jaw. Other accompanying symptoms might include shortness of breath, sweating, nausea, or lightheadedness. Time is of the essence with heart-related issues, so don’t hesitate to call emergency services.

As they say, “slow you blow, fast you last!” Consider carrying aspirin in your purse or your wallet.

Karl in the mountains.

Unexplained shortness of breath, especially if it comes on suddenly, can be a sign of a pulmonary embolism, heart attack, or even a severe asthma attack. I was definitely out of breath climbing to the top of the Eagle’s Nest (Hitler’s mountain retreat), but this shortness of breath was earned honestly.

Any unexplainable difficulty breathing should be evaluated by a healthcare professional without delay.

A small dog sitting on a cobblestone sidewalk.

If you experience sudden weakness or numbness, particularly on one side of the body, it could indicate a stroke. Strokes can cause permanent damage if not treated quickly. Look out for other stroke symptoms such as trouble speaking, dizziness, or loss of coordination.

Here’s a quick primer on stroke symptoms. Memorize the “Fast” warning signs!

Nicholas sitting in grass after he tried to take a selfie sitting on the top of a fence in Salzburg.

Unexpected bruising or bleeding. This is a picture of Nicholas after he tried to take a selfie sitting on the top of a fence in Salzburg. He fell over backwards and rolled half way down the hill😂.  Of course, as a healthy young’un, he was fine. If it had been me, I would’ve been in a world of hurt. He’s seen here recovering his earbuds.

If unexpected bruising or bleeding happens easily or for no apparent reason, it could indicate a blood disorder, infection, or other medical conditions. It’s important to get this checked out to rule out any serious underlying issues. Remember, don’t be a hero!

Quantz exploring a historic building.

Understanding and recognizing these warning signs can save your life or the life of someone you love. During our travels, we’re reminded of the fragility of health and the importance of staying vigilant. Be proactive! (And watch your step when walking on stone steps!)

If you’re ever in doubt about a symptom, it’s always better to err on the side of caution and consult a healthcare professional. Regular check-ups and being attentive to your body’s signals are key to maintaining good health, especially as we age.

Rob Kyler with his family.

Take it from my big brother Dr. Rob (seen here diggin’ on his grandvarmint Nel): life is precious, take care of yourself and take care of others. We only get one shot at this life!

Karl and Quantz enjoying a meal together.

And please keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Agency.